The evolution and benefits of financial technology (Fintech) in Mexico
Descripción del Articulo
Digital platforms have had significant growth in recent years. The incorporation of new technologies was accentuated because of the Covid-19 pandemic, with Fintech being one of the areas that has achieved the greatest growth in Mexico. The objective of this work is to describe the evolution that Fin...
| Autores: | , |
|---|---|
| Formato: | artículo |
| Fecha de Publicación: | 2024 |
| Institución: | Escuela de Posgrado Newman |
| Repositorio: | Revistas - Escuela de Posgrado Newman |
| Lenguaje: | español |
| OAI Identifier: | oai:ojs.pkp.sfu.ca:article/353 |
| Enlace del recurso: | https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353 |
| Nivel de acceso: | acceso abierto |
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The evolution and benefits of financial technology (Fintech) in MexicoLa evolución y el beneficio de la tecnología financiera (Fintech) en MéxicoGuardado Lopez, Sinuhe CarlosMartínez Flores, JerónimoDigital platforms have had significant growth in recent years. The incorporation of new technologies was accentuated because of the Covid-19 pandemic, with Fintech being one of the areas that has achieved the greatest growth in Mexico. The objective of this work is to describe the evolution that Fintech has experienced in Mexico. The methodology of the manuscript lies in a documentary, descriptive and non-experimental research. It is concluded that Fintech generates benefits such as providing an efficient service for the user, since they do not depend on intermediaries that generate high commissions, they start from what the client really needs, they design the appropriate product and service to their needs, besides that for users, transactions are much easier. They also offer very different alternatives to traditional services, so they can be considered viable, tested and well accepted alternatives in the financial sector and by the public who have incorporated them into their daily lives. Las plataformas digitales han tenido un crecimiento importante durante los últimos años. La incorporación de las nuevas tecnologías se vio acentuado como consecuencia de la pandemia por Covid-19, siendo las Fintech una de las áreas que mayor crecimiento ha logrado en México. El objetivo del presente trabajo es describir la evolución que han experimentado las Fintech en México. La metodología del manuscrito reside en una investigación documental, descriptiva y no experimental. Se concluye que las Fintech generan beneficios como otorgar un servicio eficiente para el usuario, ya que no dependen de intermediarios que generan altas comisiones, parten de lo que realmente necesita el cliente, diseñan el producto y servicio adecuado con sus necesidades, además de que las transacciones financieras de los usuarios son mucho más fáciles. También ofrecen alternativas muy diferentes a los servicios tradicionales, por lo que pueden ser consideradas como alternativas viables, probadas y bien aceptadas en el sector financiero y por el público que las han incorporado a su vida cotidiana.Escuela de Posgrado Newman S.A.C.2024-07-31info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionPeer reviewed articleArtículo evaluado por paresapplication/pdftext/htmlhttps://journals.epnewman.edu.pe/index.php/IBJ/article/view/353Iberoamerican Business Journal; Vol. 8 No. 1 (2024): February - July; 06 - 26Iberoamerican Business Journal; Vol. 8 Núm. 1 (2024): Febrero - Julio; 06 - 262521-581710.22451/5817.ibj2024.vol8.1reponame:Revistas - Escuela de Posgrado Newmaninstname:Escuela de Posgrado Newmaninstacron:NEWMANspahttps://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/656https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/657Derechos de autor 2024 Sinuhe Carlos Guardado Lopez, Jerónimo Martínez Floreshttps://creativecommons.org/licenses/by-nc-sa/4.0info:eu-repo/semantics/openAccessoai:ojs.pkp.sfu.ca:article/3532024-09-17T11:47:55Z |
| dc.title.none.fl_str_mv |
The evolution and benefits of financial technology (Fintech) in Mexico La evolución y el beneficio de la tecnología financiera (Fintech) en México |
| title |
The evolution and benefits of financial technology (Fintech) in Mexico |
| spellingShingle |
The evolution and benefits of financial technology (Fintech) in Mexico Guardado Lopez, Sinuhe Carlos |
| title_short |
The evolution and benefits of financial technology (Fintech) in Mexico |
| title_full |
The evolution and benefits of financial technology (Fintech) in Mexico |
| title_fullStr |
The evolution and benefits of financial technology (Fintech) in Mexico |
| title_full_unstemmed |
The evolution and benefits of financial technology (Fintech) in Mexico |
| title_sort |
The evolution and benefits of financial technology (Fintech) in Mexico |
| dc.creator.none.fl_str_mv |
Guardado Lopez, Sinuhe Carlos Martínez Flores, Jerónimo |
| author |
Guardado Lopez, Sinuhe Carlos |
| author_facet |
Guardado Lopez, Sinuhe Carlos Martínez Flores, Jerónimo |
| author_role |
author |
| author2 |
Martínez Flores, Jerónimo |
| author2_role |
author |
| description |
Digital platforms have had significant growth in recent years. The incorporation of new technologies was accentuated because of the Covid-19 pandemic, with Fintech being one of the areas that has achieved the greatest growth in Mexico. The objective of this work is to describe the evolution that Fintech has experienced in Mexico. The methodology of the manuscript lies in a documentary, descriptive and non-experimental research. It is concluded that Fintech generates benefits such as providing an efficient service for the user, since they do not depend on intermediaries that generate high commissions, they start from what the client really needs, they design the appropriate product and service to their needs, besides that for users, transactions are much easier. They also offer very different alternatives to traditional services, so they can be considered viable, tested and well accepted alternatives in the financial sector and by the public who have incorporated them into their daily lives. |
| publishDate |
2024 |
| dc.date.none.fl_str_mv |
2024-07-31 |
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info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer reviewed article Artículo evaluado por pares |
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article |
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publishedVersion |
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https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353 |
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https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353 |
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spa |
| language |
spa |
| dc.relation.none.fl_str_mv |
https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/656 https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/657 |
| dc.rights.none.fl_str_mv |
Derechos de autor 2024 Sinuhe Carlos Guardado Lopez, Jerónimo Martínez Flores https://creativecommons.org/licenses/by-nc-sa/4.0 info:eu-repo/semantics/openAccess |
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Derechos de autor 2024 Sinuhe Carlos Guardado Lopez, Jerónimo Martínez Flores https://creativecommons.org/licenses/by-nc-sa/4.0 |
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openAccess |
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application/pdf text/html |
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Escuela de Posgrado Newman S.A.C. |
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Escuela de Posgrado Newman S.A.C. |
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Iberoamerican Business Journal; Vol. 8 No. 1 (2024): February - July; 06 - 26 Iberoamerican Business Journal; Vol. 8 Núm. 1 (2024): Febrero - Julio; 06 - 26 2521-5817 10.22451/5817.ibj2024.vol8.1 reponame:Revistas - Escuela de Posgrado Newman instname:Escuela de Posgrado Newman instacron:NEWMAN |
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Nota importante:
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).