The evolution and benefits of financial technology (Fintech) in Mexico

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Digital platforms have had significant growth in recent years. The incorporation of new technologies was accentuated because of the Covid-19 pandemic, with Fintech being one of the areas that has achieved the greatest growth in Mexico. The objective of this work is to describe the evolution that Fin...

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Detalles Bibliográficos
Autores: Guardado Lopez, Sinuhe Carlos, Martínez Flores, Jerónimo
Formato: artículo
Fecha de Publicación:2024
Institución:Escuela de Posgrado Newman
Repositorio:Revistas - Escuela de Posgrado Newman
Lenguaje:español
OAI Identifier:oai:ojs.pkp.sfu.ca:article/353
Enlace del recurso:https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353
Nivel de acceso:acceso abierto
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spelling The evolution and benefits of financial technology (Fintech) in MexicoLa evolución y el beneficio de la tecnología financiera (Fintech) en MéxicoGuardado Lopez, Sinuhe CarlosMartínez Flores, JerónimoDigital platforms have had significant growth in recent years. The incorporation of new technologies was accentuated because of the Covid-19 pandemic, with Fintech being one of the areas that has achieved the greatest growth in Mexico. The objective of this work is to describe the evolution that Fintech has experienced in Mexico. The methodology of the manuscript lies in a documentary, descriptive and non-experimental research. It is concluded that Fintech generates benefits such as providing an efficient service for the user, since they do not depend on intermediaries that generate high commissions, they start from what the client really needs, they design the appropriate product and service to their needs, besides that for users, transactions are much easier. They also offer very different alternatives to traditional services, so they can be considered viable, tested and well accepted alternatives in the financial sector and by the public who have incorporated them into their daily lives. Las plataformas digitales han tenido un crecimiento importante durante los últimos años. La incorporación de las nuevas tecnologías se vio acentuado como consecuencia de la pandemia por Covid-19, siendo las Fintech una de las áreas que mayor crecimiento ha logrado en México. El objetivo del presente trabajo es describir la evolución que han experimentado las Fintech en México. La metodología del manuscrito reside en una investigación documental, descriptiva y no experimental. Se concluye que las Fintech generan beneficios como otorgar un servicio eficiente para el usuario, ya que no dependen de intermediarios que generan altas comisiones, parten de lo que realmente necesita el cliente, diseñan el producto y servicio adecuado con sus necesidades, además de que las transacciones financieras de los usuarios son mucho más fáciles. También ofrecen alternativas muy diferentes a los servicios tradicionales, por lo que pueden ser consideradas como alternativas viables, probadas y bien aceptadas en el sector financiero y por el público que las han incorporado a su vida cotidiana.Escuela de Posgrado Newman S.A.C.2024-07-31info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionPeer reviewed articleArtículo evaluado por paresapplication/pdftext/htmlhttps://journals.epnewman.edu.pe/index.php/IBJ/article/view/353Iberoamerican Business Journal; Vol. 8 No. 1 (2024): February - July; 06 - 26Iberoamerican Business Journal; Vol. 8 Núm. 1 (2024): Febrero - Julio; 06 - 262521-581710.22451/5817.ibj2024.vol8.1reponame:Revistas - Escuela de Posgrado Newmaninstname:Escuela de Posgrado Newmaninstacron:NEWMANspahttps://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/656https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/657Derechos de autor 2024 Sinuhe Carlos Guardado Lopez, Jerónimo Martínez Floreshttps://creativecommons.org/licenses/by-nc-sa/4.0info:eu-repo/semantics/openAccessoai:ojs.pkp.sfu.ca:article/3532024-09-17T11:47:55Z
dc.title.none.fl_str_mv The evolution and benefits of financial technology (Fintech) in Mexico
La evolución y el beneficio de la tecnología financiera (Fintech) en México
title The evolution and benefits of financial technology (Fintech) in Mexico
spellingShingle The evolution and benefits of financial technology (Fintech) in Mexico
Guardado Lopez, Sinuhe Carlos
title_short The evolution and benefits of financial technology (Fintech) in Mexico
title_full The evolution and benefits of financial technology (Fintech) in Mexico
title_fullStr The evolution and benefits of financial technology (Fintech) in Mexico
title_full_unstemmed The evolution and benefits of financial technology (Fintech) in Mexico
title_sort The evolution and benefits of financial technology (Fintech) in Mexico
dc.creator.none.fl_str_mv Guardado Lopez, Sinuhe Carlos
Martínez Flores, Jerónimo
author Guardado Lopez, Sinuhe Carlos
author_facet Guardado Lopez, Sinuhe Carlos
Martínez Flores, Jerónimo
author_role author
author2 Martínez Flores, Jerónimo
author2_role author
description Digital platforms have had significant growth in recent years. The incorporation of new technologies was accentuated because of the Covid-19 pandemic, with Fintech being one of the areas that has achieved the greatest growth in Mexico. The objective of this work is to describe the evolution that Fintech has experienced in Mexico. The methodology of the manuscript lies in a documentary, descriptive and non-experimental research. It is concluded that Fintech generates benefits such as providing an efficient service for the user, since they do not depend on intermediaries that generate high commissions, they start from what the client really needs, they design the appropriate product and service to their needs, besides that for users, transactions are much easier. They also offer very different alternatives to traditional services, so they can be considered viable, tested and well accepted alternatives in the financial sector and by the public who have incorporated them into their daily lives.
publishDate 2024
dc.date.none.fl_str_mv 2024-07-31
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer reviewed article
Artículo evaluado por pares
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353
url https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353
dc.language.none.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/656
https://journals.epnewman.edu.pe/index.php/IBJ/article/view/353/657
dc.rights.none.fl_str_mv Derechos de autor 2024 Sinuhe Carlos Guardado Lopez, Jerónimo Martínez Flores
https://creativecommons.org/licenses/by-nc-sa/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Derechos de autor 2024 Sinuhe Carlos Guardado Lopez, Jerónimo Martínez Flores
https://creativecommons.org/licenses/by-nc-sa/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
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dc.publisher.none.fl_str_mv Escuela de Posgrado Newman S.A.C.
publisher.none.fl_str_mv Escuela de Posgrado Newman S.A.C.
dc.source.none.fl_str_mv Iberoamerican Business Journal; Vol. 8 No. 1 (2024): February - July; 06 - 26
Iberoamerican Business Journal; Vol. 8 Núm. 1 (2024): Febrero - Julio; 06 - 26
2521-5817
10.22451/5817.ibj2024.vol8.1
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