El objetivo es analizar los conceptos financieros que trabajamos para el cálculo de los pagos periódicos, así como, calcular los intereses y las tasas del crédito vehicular. Para realizar este estudio, se extrajo información de portales de inteligencia comercial, documentos bancarios, tesis y se visitó diferentes bancos ubicados en Lima metropolitana, de este modo, tuvimos conocimiento de primera mano sobre las diferentes opciones, modalidades, facilidades que nos presentan cada banco; con toda la información obtenida, presentamos aquí un cálculo de los pagos periódicos y tasas para los créditos vehiculares.

The objective is to analyze the financial concepts that we work for the calculation of the periodic payments, as well as, to calculate the interest and the rates of the vehicular credit, in order to carry out this study, we extracted information from commercial intelligence portals, bank documents, theses and visited different banks located in metropolitan Lima, in this way, we had firsthand knowledge of the different options, modalities and facilities that we present each bank; with all the information obtained and we present here a calculation of the periodic payments and rates for vehicular credits.

This paper explores the Pacific Alliance trying to explain the binding agreements that its members have adopted in order to liberalize the trade of goods and services within the block. It analyses these agreements, considering the potential trade opportunities that such a liberalization process promises. The research states that even considering the poor levels of economic interdependence among the members of the Pacific Alliance and despite the fact that economic integration inside the block has more formal than real connotations; the true chance of developing value chains for the Asian markets presents the Pacific Alliance as an important tool in order to obtain both economic growth and social development

This paper explores the Pacific Alliance trying to explain the binding agreements that its members have adopted in order to liberalize the trade of goods and services within the block. It analyses these agreements, considering the potential trade opportunities that such a liberalization process promises. The research states that even considering the poor levels of economic interdependence among the members of the Pacific Alliance and despite the fact that economic integration inside the block has more formal than real connotations; the true chance of developing value chains for the Asian markets presents the Pacific Alliance as an important tool in order to obtain both economic growth and social development