El objetivo es analizar los conceptos financieros que trabajamos para el cálculo de los pagos periódicos, así como, calcular los intereses y las tasas del crédito vehicular. Para realizar este estudio, se extrajo información de portales de inteligencia comercial, documentos bancarios, tesis y se visitó diferentes bancos ubicados en Lima metropolitana, de este modo, tuvimos conocimiento de primera mano sobre las diferentes opciones, modalidades, facilidades que nos presentan cada banco; con toda la información obtenida, presentamos aquí un cálculo de los pagos periódicos y tasas para los créditos vehiculares.

The objective is to analyze the financial concepts that we work for the calculation of the periodic payments, as well as, to calculate the interest and the rates of the vehicular credit, in order to carry out this study, we extracted information from commercial intelligence portals, bank documents, theses and visited different banks located in metropolitan Lima, in this way, we had firsthand knowledge of the different options, modalities and facilities that we present each bank; with all the information obtained and we present here a calculation of the periodic payments and rates for vehicular credits.