Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022

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The main objective of the research was to establish a correlation between digital payments and financial inclusion. The study also aimed to comprehend how payment systems, digital wallets, and electronic money dimensions affect financial inclusion. The research methodology used a quantitative approa...

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Detalles Bibliográficos
Autores: Herrera Zuasnábar, Danitza, Uribe Kajatt, Justina, Rey-de-Castro Hidalgo, Daniel Enrique
Formato: artículo
Fecha de Publicación:2023
Institución:Universidad Nacional Mayor de San Marcos
Repositorio:Revistas - Universidad Nacional Mayor de San Marcos
Lenguaje:español
inglés
OAI Identifier:oai:ojs.csi.unmsm:article/25582
Enlace del recurso:https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582
Nivel de acceso:acceso abierto
Materia:pagos digitales
inclusión financiera
microempresarios
digital payments
financial inclusion
microentrepreneurs
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spelling Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022Pagos digitales e inclusión financiera: Un estudio correlacional en microempresarios del distrito de Pueblo Libre - Lima, Perú 2022Herrera Zuasnábar, DanitzaUribe Kajatt, JustinaRey-de-Castro Hidalgo, Daniel EnriqueHerrera Zuasnábar, DanitzaUribe Kajatt, JustinaRey-de-Castro Hidalgo, Daniel Enriquepagos digitalesinclusión financieramicroempresariosdigital paymentsfinancial inclusionmicroentrepreneursThe main objective of the research was to establish a correlation between digital payments and financial inclusion. The study also aimed to comprehend how payment systems, digital wallets, and electronic money dimensions affect financial inclusion. The research methodology used a quantitative approach with a descriptive-correlational level and a non-experimental and cross-sectional design. The study population consisted of 164 microentrepreneurs based in the district of Pueblo Libre. Data was collected through Likert-type scale surveys, and the methods of analysis were descriptive and correlational. The results showed a positive and strong correlation (0.858) between digital payments and financial inclusion. Therefore, it can be concluded that digital payments and all its dimensions contribute to financial inclusion.El objetivo principal de la investigación fue determinar la relación entre los pagos digitales e la inclusión financiera con base en la correlación entre ambas variables. Además, buscó determinar la relación entre las dimensiones sistemas de pago, cartera digital y dinero electrónico con la variable inclusión financiera. Se utilizó una metodología basada en un enfoque cuantitativo con un nivel descriptivo-correlacional y un diseño no experimental y de corte transversal. La población estuvo compuesta por 164 microempresarios del distrito de Pueblo Libre. Los fueron recolectados a través de encuestas con escala tipo Likert y los métodos de análisis fueron descriptivo y correlacional. Los resultados mostraron una correlación positiva y alta (0.858) entre las variables pagos digitales e inclusión financiera, por lo que se concluye que los pagos digitales y todas sus dimensiones favorecen la inclusión financiera.Facultad de Ingeniería Industrial, Universidad Nacional Mayor de San Marcos2023-12-20info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfapplication/pdfhttps://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/2558210.15381/idata.v26i2.25582Industrial Data; Vol. 26 No. 2 (2023); 267-286Industrial Data; Vol. 26 Núm. 2 (2023); 267-2861810-99931560-9146reponame:Revistas - Universidad Nacional Mayor de San Marcosinstname:Universidad Nacional Mayor de San Marcosinstacron:UNMSMspaenghttps://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582/20526https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582/2040510.15381/1zp9zp1710.15381/idata.v26i2.25582.g20405Derechos de autor 2023 Danitza Herrera Zuasnábar, Justina Uribe Kajatt, Daniel Enrique Rey-de-Castro Hidalgohttps://creativecommons.org/licenses/by/4.0/deed.es_ESinfo:eu-repo/semantics/openAccessoai:ojs.csi.unmsm:article/255822024-02-02T23:50:47Z
dc.title.none.fl_str_mv Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
Pagos digitales e inclusión financiera: Un estudio correlacional en microempresarios del distrito de Pueblo Libre - Lima, Perú 2022
title Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
spellingShingle Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
Herrera Zuasnábar, Danitza
pagos digitales
inclusión financiera
microempresarios
digital payments
financial inclusion
microentrepreneurs
title_short Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
title_full Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
title_fullStr Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
title_full_unstemmed Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
title_sort Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
dc.creator.none.fl_str_mv Herrera Zuasnábar, Danitza
Uribe Kajatt, Justina
Rey-de-Castro Hidalgo, Daniel Enrique
Herrera Zuasnábar, Danitza
Uribe Kajatt, Justina
Rey-de-Castro Hidalgo, Daniel Enrique
author Herrera Zuasnábar, Danitza
author_facet Herrera Zuasnábar, Danitza
Uribe Kajatt, Justina
Rey-de-Castro Hidalgo, Daniel Enrique
author_role author
author2 Uribe Kajatt, Justina
Rey-de-Castro Hidalgo, Daniel Enrique
author2_role author
author
dc.subject.none.fl_str_mv pagos digitales
inclusión financiera
microempresarios
digital payments
financial inclusion
microentrepreneurs
topic pagos digitales
inclusión financiera
microempresarios
digital payments
financial inclusion
microentrepreneurs
description The main objective of the research was to establish a correlation between digital payments and financial inclusion. The study also aimed to comprehend how payment systems, digital wallets, and electronic money dimensions affect financial inclusion. The research methodology used a quantitative approach with a descriptive-correlational level and a non-experimental and cross-sectional design. The study population consisted of 164 microentrepreneurs based in the district of Pueblo Libre. Data was collected through Likert-type scale surveys, and the methods of analysis were descriptive and correlational. The results showed a positive and strong correlation (0.858) between digital payments and financial inclusion. Therefore, it can be concluded that digital payments and all its dimensions contribute to financial inclusion.
publishDate 2023
dc.date.none.fl_str_mv 2023-12-20
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582
10.15381/idata.v26i2.25582
url https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582
identifier_str_mv 10.15381/idata.v26i2.25582
dc.language.none.fl_str_mv spa
eng
language spa
eng
dc.relation.none.fl_str_mv https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582/20526
https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582/20405
10.15381/1zp9zp17
10.15381/idata.v26i2.25582.g20405
dc.rights.none.fl_str_mv https://creativecommons.org/licenses/by/4.0/deed.es_ES
info:eu-repo/semantics/openAccess
rights_invalid_str_mv https://creativecommons.org/licenses/by/4.0/deed.es_ES
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
application/pdf
dc.publisher.none.fl_str_mv Facultad de Ingeniería Industrial, Universidad Nacional Mayor de San Marcos
publisher.none.fl_str_mv Facultad de Ingeniería Industrial, Universidad Nacional Mayor de San Marcos
dc.source.none.fl_str_mv Industrial Data; Vol. 26 No. 2 (2023); 267-286
Industrial Data; Vol. 26 Núm. 2 (2023); 267-286
1810-9993
1560-9146
reponame:Revistas - Universidad Nacional Mayor de San Marcos
instname:Universidad Nacional Mayor de San Marcos
instacron:UNMSM
instname_str Universidad Nacional Mayor de San Marcos
instacron_str UNMSM
institution UNMSM
reponame_str Revistas - Universidad Nacional Mayor de San Marcos
collection Revistas - Universidad Nacional Mayor de San Marcos
repository.name.fl_str_mv
repository.mail.fl_str_mv
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score 13.971837
Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022
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