Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022

• Autores: Herrera Zuasnábar, Danitza, Uribe Kajatt, Justina, Rey-de-Castro Hidalgo, Daniel Enrique
• Formato: artículo
• Fecha de Publicación: 2023
• Institución: Universidad Nacional Mayor de San Marcos
• Repositorio: Revistas - Universidad Nacional Mayor de San Marcos
• Lenguaje: español; inglés
• OAI Identifier: oai:ojs.csi.unmsm:article/25582
• Enlace del recurso: https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/25582
• Nivel de acceso: acceso abierto
• Materia: pagos digitales; inclusión financiera; microempresarios; digital payments; financial inclusion; microentrepreneurs

The main objective of the research was to establish a correlation between digital payments and financial inclusion. The study also aimed to comprehend how payment systems, digital wallets, and electronic money dimensions affect financial inclusion. The research methodology used a quantitative approach with a descriptive-correlational level and a non-experimental and cross-sectional design. The study population consisted of 164 microentrepreneurs based in the district of Pueblo Libre. Data was collected through Likert-type scale surveys, and the methods of analysis were descriptive and correlational. The results showed a positive and strong correlation (0.858) between digital payments and financial inclusion. Therefore, it can be concluded that digital payments and all its dimensions contribute to financial inclusion.