REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT

• Autor: Avelino Sánchez, Esteban Marino
• Formato: artículo
• Fecha de Publicación: 2015
• Institución: Universidad Nacional Mayor de San Marcos
• Repositorio: Revistas - Universidad Nacional Mayor de San Marcos
• Lenguaje: español
• OAI Identifier: oai:ojs.csi.unmsm:article/11608
• Enlace del recurso: https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608
• Nivel de acceso: acceso abierto
• Materia: Contributions to FONAVI; percentages of contributions to FONAVI; Law 29625; updating of contributions to FONAVI; fonavistas; Aportes al FONAVI; porcentajes de aportes al FONAVI; Ley 29625; actualización de aportes al FONAVI; fonavistas.

The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed by referendum, so that the FONAVI law refunds money to the workers who contributed to it. The problem is complex; here we address only an edge: the liquidation of contributions to FONAVI, with paycheck stubs and updates, using the accumulated factors of legal interest rates. The results are reasonable amounts on average, much higher than what was ordered by the Ministry of Economy and Finance, in contravention of Law 29625. However, the amounts updated with the legal interest rate of workers retired in 1990 or in previous years, would be lower than simple dollarization with the exchange rates of the dates on which the discounts were made.