REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT

Descripción del Articulo

The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed...

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Detalles Bibliográficos
Autor: Avelino Sánchez, Esteban Marino
Formato: artículo
Fecha de Publicación:2015
Institución:Universidad Nacional Mayor de San Marcos
Repositorio:Revistas - Universidad Nacional Mayor de San Marcos
Lenguaje:español
OAI Identifier:oai:ojs.csi.unmsm:article/11608
Enlace del recurso:https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608
Nivel de acceso:acceso abierto
Materia:Contributions to FONAVI
percentages of contributions to FONAVI
Law 29625
updating of contributions to FONAVI
fonavistas
Aportes al FONAVI
porcentajes de aportes al FONAVI
Ley 29625
actualización de aportes al FONAVI
fonavistas.
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network_name_str Revistas - Universidad Nacional Mayor de San Marcos
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spelling REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENTDevolución de aportes al FONAVI, otra deuda pública olvidada del gobierno peruanoAvelino Sánchez, Esteban MarinoContributions to FONAVIpercentages of contributions to FONAVILaw 29625updating of contributions to FONAVIfonavistasAportes al FONAVIporcentajes de aportes al FONAVILey 29625actualización de aportes al FONAVIfonavistas.The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed by referendum, so that the FONAVI law refunds money to the workers who contributed to it. The problem is complex; here we address only an edge: the liquidation of contributions to FONAVI, with paycheck stubs and updates, using the accumulated factors of legal interest rates. The results are reasonable amounts on average, much higher than what was ordered by the Ministry of Economy and Finance, in contravention of Law 29625. However, the amounts updated with the legal interest rate of workers retired in 1990 or in previous years, would be lower than simple dollarization with the exchange rates of the dates on which the discounts were made.La finalidad del Fondo Nacional de Vivienda (FONAVI) fue facilitar el acceso a la casa propia a los trabajadores aportantes, desnaturalizada por la administración deficiente de los gobiernos de turno y destino de los recursos a obras de electrificación, agua y desagüe en los “pueblos jóvenes”; motivó la Ley N° 29625 aprobada mediante referéndum, ley de devolución de dinero del FONAVI a los trabajadores que contribuyeron al mismo. El problema es comple-jo, aquí abordamos solo una arista: la liquidación de los aportes al FONAVI, con las boletas de pago y su actualización, aplicando los factores acumulados de las tasas de interés legal. Los resultados en promedio son sumas razonables, muy superiores a lo dispuesto por el Ministerio de Economía y Finanzas, contraviniendo la Ley 29625. Sin embargo, las sumas actualizadas con la tasa de interés legal de los trabajadores retirados en el año 1990 o en años anteriores, serían menores que la simple dolarización con los tipos de cambio de las fechas en las que se efectuaron los descuentos.Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables2015-06-15info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/1160810.15381/quipu.v23i43.11608Quipukamayoc; Vol. 23 Núm. 43 (2015); 143-152Quipukamayoc; Vol. 23 No. 43 (2015); 143-1521609-81961560-9103reponame:Revistas - Universidad Nacional Mayor de San Marcosinstname:Universidad Nacional Mayor de San Marcosinstacron:UNMSMspahttps://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608/13474Derechos de autor 2015 Esteban Marino Avelino Sánchezhttps://creativecommons.org/licenses/by-nc-sa/4.0info:eu-repo/semantics/openAccessoai:ojs.csi.unmsm:article/116082020-05-30T23:46:51Z
dc.title.none.fl_str_mv REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
Devolución de aportes al FONAVI, otra deuda pública olvidada del gobierno peruano
title REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
spellingShingle REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
Avelino Sánchez, Esteban Marino
Contributions to FONAVI
percentages of contributions to FONAVI
Law 29625
updating of contributions to FONAVI
fonavistas
Aportes al FONAVI
porcentajes de aportes al FONAVI
Ley 29625
actualización de aportes al FONAVI
fonavistas.
title_short REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
title_full REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
title_fullStr REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
title_full_unstemmed REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
title_sort REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
dc.creator.none.fl_str_mv Avelino Sánchez, Esteban Marino
author Avelino Sánchez, Esteban Marino
author_facet Avelino Sánchez, Esteban Marino
author_role author
dc.subject.none.fl_str_mv Contributions to FONAVI
percentages of contributions to FONAVI
Law 29625
updating of contributions to FONAVI
fonavistas
Aportes al FONAVI
porcentajes de aportes al FONAVI
Ley 29625
actualización de aportes al FONAVI
fonavistas.
topic Contributions to FONAVI
percentages of contributions to FONAVI
Law 29625
updating of contributions to FONAVI
fonavistas
Aportes al FONAVI
porcentajes de aportes al FONAVI
Ley 29625
actualización de aportes al FONAVI
fonavistas.
description The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed by referendum, so that the FONAVI law refunds money to the workers who contributed to it. The problem is complex; here we address only an edge: the liquidation of contributions to FONAVI, with paycheck stubs and updates, using the accumulated factors of legal interest rates. The results are reasonable amounts on average, much higher than what was ordered by the Ministry of Economy and Finance, in contravention of Law 29625. However, the amounts updated with the legal interest rate of workers retired in 1990 or in previous years, would be lower than simple dollarization with the exchange rates of the dates on which the discounts were made.
publishDate 2015
dc.date.none.fl_str_mv 2015-06-15
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608
10.15381/quipu.v23i43.11608
url https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608
identifier_str_mv 10.15381/quipu.v23i43.11608
dc.language.none.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608/13474
dc.rights.none.fl_str_mv Derechos de autor 2015 Esteban Marino Avelino Sánchez
https://creativecommons.org/licenses/by-nc-sa/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Derechos de autor 2015 Esteban Marino Avelino Sánchez
https://creativecommons.org/licenses/by-nc-sa/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables
publisher.none.fl_str_mv Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables
dc.source.none.fl_str_mv Quipukamayoc; Vol. 23 Núm. 43 (2015); 143-152
Quipukamayoc; Vol. 23 No. 43 (2015); 143-152
1609-8196
1560-9103
reponame:Revistas - Universidad Nacional Mayor de San Marcos
instname:Universidad Nacional Mayor de San Marcos
instacron:UNMSM
instname_str Universidad Nacional Mayor de San Marcos
instacron_str UNMSM
institution UNMSM
reponame_str Revistas - Universidad Nacional Mayor de San Marcos
collection Revistas - Universidad Nacional Mayor de San Marcos
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repository.mail.fl_str_mv
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