REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT
Descripción del Articulo
The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed...
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Formato: | artículo |
Fecha de Publicación: | 2015 |
Institución: | Universidad Nacional Mayor de San Marcos |
Repositorio: | Revistas - Universidad Nacional Mayor de San Marcos |
Lenguaje: | español |
OAI Identifier: | oai:ojs.csi.unmsm:article/11608 |
Enlace del recurso: | https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608 |
Nivel de acceso: | acceso abierto |
Materia: | Contributions to FONAVI percentages of contributions to FONAVI Law 29625 updating of contributions to FONAVI fonavistas Aportes al FONAVI porcentajes de aportes al FONAVI Ley 29625 actualización de aportes al FONAVI fonavistas. |
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REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENTDevolución de aportes al FONAVI, otra deuda pública olvidada del gobierno peruanoAvelino Sánchez, Esteban MarinoContributions to FONAVIpercentages of contributions to FONAVILaw 29625updating of contributions to FONAVIfonavistasAportes al FONAVIporcentajes de aportes al FONAVILey 29625actualización de aportes al FONAVIfonavistas.The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed by referendum, so that the FONAVI law refunds money to the workers who contributed to it. The problem is complex; here we address only an edge: the liquidation of contributions to FONAVI, with paycheck stubs and updates, using the accumulated factors of legal interest rates. The results are reasonable amounts on average, much higher than what was ordered by the Ministry of Economy and Finance, in contravention of Law 29625. However, the amounts updated with the legal interest rate of workers retired in 1990 or in previous years, would be lower than simple dollarization with the exchange rates of the dates on which the discounts were made.La finalidad del Fondo Nacional de Vivienda (FONAVI) fue facilitar el acceso a la casa propia a los trabajadores aportantes, desnaturalizada por la administración deficiente de los gobiernos de turno y destino de los recursos a obras de electrificación, agua y desagüe en los “pueblos jóvenes”; motivó la Ley N° 29625 aprobada mediante referéndum, ley de devolución de dinero del FONAVI a los trabajadores que contribuyeron al mismo. El problema es comple-jo, aquí abordamos solo una arista: la liquidación de los aportes al FONAVI, con las boletas de pago y su actualización, aplicando los factores acumulados de las tasas de interés legal. Los resultados en promedio son sumas razonables, muy superiores a lo dispuesto por el Ministerio de Economía y Finanzas, contraviniendo la Ley 29625. Sin embargo, las sumas actualizadas con la tasa de interés legal de los trabajadores retirados en el año 1990 o en años anteriores, serían menores que la simple dolarización con los tipos de cambio de las fechas en las que se efectuaron los descuentos.Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables2015-06-15info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/1160810.15381/quipu.v23i43.11608Quipukamayoc; Vol. 23 Núm. 43 (2015); 143-152Quipukamayoc; Vol. 23 No. 43 (2015); 143-1521609-81961560-9103reponame:Revistas - Universidad Nacional Mayor de San Marcosinstname:Universidad Nacional Mayor de San Marcosinstacron:UNMSMspahttps://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608/13474Derechos de autor 2015 Esteban Marino Avelino Sánchezhttps://creativecommons.org/licenses/by-nc-sa/4.0info:eu-repo/semantics/openAccessoai:ojs.csi.unmsm:article/116082020-05-30T23:46:51Z |
dc.title.none.fl_str_mv |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT Devolución de aportes al FONAVI, otra deuda pública olvidada del gobierno peruano |
title |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT |
spellingShingle |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT Avelino Sánchez, Esteban Marino Contributions to FONAVI percentages of contributions to FONAVI Law 29625 updating of contributions to FONAVI fonavistas Aportes al FONAVI porcentajes de aportes al FONAVI Ley 29625 actualización de aportes al FONAVI fonavistas. |
title_short |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT |
title_full |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT |
title_fullStr |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT |
title_full_unstemmed |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT |
title_sort |
REFUND OF THE FONAVI CONTRIBUTIONS, ANOTHER PUBLIC DEBT FORGOTTEN BY THE PERUVIAN GOVERNMENT |
dc.creator.none.fl_str_mv |
Avelino Sánchez, Esteban Marino |
author |
Avelino Sánchez, Esteban Marino |
author_facet |
Avelino Sánchez, Esteban Marino |
author_role |
author |
dc.subject.none.fl_str_mv |
Contributions to FONAVI percentages of contributions to FONAVI Law 29625 updating of contributions to FONAVI fonavistas Aportes al FONAVI porcentajes de aportes al FONAVI Ley 29625 actualización de aportes al FONAVI fonavistas. |
topic |
Contributions to FONAVI percentages of contributions to FONAVI Law 29625 updating of contributions to FONAVI fonavistas Aportes al FONAVI porcentajes de aportes al FONAVI Ley 29625 actualización de aportes al FONAVI fonavistas. |
description |
The purpose of the National Housing Fund (FO-NAVI) was to facilitate access to home ownership to contributing workers, denatured mismanagement of successive governments and allocation of resources to works of electrification, water and sewer for urban shantytowns, motivated the law No. 29625 passed by referendum, so that the FONAVI law refunds money to the workers who contributed to it. The problem is complex; here we address only an edge: the liquidation of contributions to FONAVI, with paycheck stubs and updates, using the accumulated factors of legal interest rates. The results are reasonable amounts on average, much higher than what was ordered by the Ministry of Economy and Finance, in contravention of Law 29625. However, the amounts updated with the legal interest rate of workers retired in 1990 or in previous years, would be lower than simple dollarization with the exchange rates of the dates on which the discounts were made. |
publishDate |
2015 |
dc.date.none.fl_str_mv |
2015-06-15 |
dc.type.none.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
format |
article |
status_str |
publishedVersion |
dc.identifier.none.fl_str_mv |
https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608 10.15381/quipu.v23i43.11608 |
url |
https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608 |
identifier_str_mv |
10.15381/quipu.v23i43.11608 |
dc.language.none.fl_str_mv |
spa |
language |
spa |
dc.relation.none.fl_str_mv |
https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/11608/13474 |
dc.rights.none.fl_str_mv |
Derechos de autor 2015 Esteban Marino Avelino Sánchez https://creativecommons.org/licenses/by-nc-sa/4.0 info:eu-repo/semantics/openAccess |
rights_invalid_str_mv |
Derechos de autor 2015 Esteban Marino Avelino Sánchez https://creativecommons.org/licenses/by-nc-sa/4.0 |
eu_rights_str_mv |
openAccess |
dc.format.none.fl_str_mv |
application/pdf |
dc.publisher.none.fl_str_mv |
Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables |
publisher.none.fl_str_mv |
Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables |
dc.source.none.fl_str_mv |
Quipukamayoc; Vol. 23 Núm. 43 (2015); 143-152 Quipukamayoc; Vol. 23 No. 43 (2015); 143-152 1609-8196 1560-9103 reponame:Revistas - Universidad Nacional Mayor de San Marcos instname:Universidad Nacional Mayor de San Marcos instacron:UNMSM |
instname_str |
Universidad Nacional Mayor de San Marcos |
instacron_str |
UNMSM |
institution |
UNMSM |
reponame_str |
Revistas - Universidad Nacional Mayor de San Marcos |
collection |
Revistas - Universidad Nacional Mayor de San Marcos |
repository.name.fl_str_mv |
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repository.mail.fl_str_mv |
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1795238276604362752 |
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13.959468 |
Nota importante:
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).