Financial knowledge in university students

• Autor: Yaringaño Limache, Juan Jose
• Formato: artículo
• Fecha de Publicación: 2018
• Institución: Universidad Marcelino Champagnat
• Repositorio: Revista educa UMCH
• Lenguaje: español
• OAI Identifier: oai:revistas.umch.edu.pe:article/64
• Enlace del recurso: https://revistas.umch.edu.pe/index.php/EducaUMCH/article/view/64
• Nivel de acceso: acceso abierto
• Materia: Conocimientos financieros; Estudiantes universitarios; Financial knowledge; University students

In the world today there is an increase in various financial and credit products, these raise the need of people to acquire knowledge in basic financial concepts which will allow them to make informed decisions regarding savings, investment or indebtedness (Klapper, Lusardi , and van Oudheusden, 2015). The present study of comparative descriptive type, aims to identify financial knowledge in university students and compare if there are significant differences when comparing them according to the variables sex, age, professional career, marital status, having children, having a job and having a credit card. debit or credit The sample consisted of 176 students of both sexes and belonging to the Administration, Accounting, Education and Psychology careers of the Marcelino Champagnat University. The results indicated that 47.8% obtained a score of 3 or more points which indicates that they have basic knowledge at a financial level, with students from areas related to administrative aspects having a significantly higher average in relation to the others you will