The financial education in the light of Behavioral Economics
Descripción del Articulo
The financial crisis of 2008 undermined the self-regulation capacity of the markets and the decision-making capacity of economic agents. Therefore, it was recognized that there was a need to strengthen the supervision and regulation of the financial sector. In this sense, financial education has rec...
| Autor: | |
|---|---|
| Formato: | artículo |
| Fecha de Publicación: | 2023 |
| Institución: | Escuela de Posgrado Newman |
| Repositorio: | Revistas - Escuela de Posgrado Newman |
| Lenguaje: | español |
| OAI Identifier: | oai:ojs.pkp.sfu.ca:article/291 |
| Enlace del recurso: | https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291 |
| Nivel de acceso: | acceso abierto |
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The financial education in the light of Behavioral EconomicsLa educación financiera a la luz de la economía del comportamientoRamos Zaga , Fernando AntonioThe financial crisis of 2008 undermined the self-regulation capacity of the markets and the decision-making capacity of economic agents. Therefore, it was recognized that there was a need to strengthen the supervision and regulation of the financial sector. In this sense, financial education has received more attention, since it is essential to protect consumers of financial services. In this context, this article critically examines financial education programs due to the inherent problems in financial decision-making, since the success of these initiatives is seriously affected by the findings of behavioral economics and the impact of the socioeconomic context on the financial situation of the household. Finally, the conclusions are presented in order to be considered in future studies.La crisis financiera de 2008 desvirtuó la capacidad de autorregulación de los mercados y la capacidad de decisión de los agentes económicos. Por tanto, se reconoció que era necesario reforzar la supervisión y la regulación del sector financiero. En ese sentido, la educación financiera ha recibido una mayor atención, debido a que es esencial proteger a los consumidores de servicios financieros. Bajo ese contexto, en el presente artículo se examina de manera crítica los programas de educación financiera debido a los problemas inherentes en la toma de decisiones financieras, pues el éxito de estas iniciativas se ve gravemente afectado por los hallazgos de la economía del comportamiento y el impacto del contexto socioeconómico en la situación financiera del hogar. Finalmente, se plantean las conclusiones a fin de ser consideradas en futuros estudios.Escuela de Posgrado Newman S.A.C.2023-01-30info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdftext/htmlhttps://journals.epnewman.edu.pe/index.php/IBJ/article/view/291Iberoamerican Business Journal; Vol. 6 No. 2 (2023): August - January; 04-33Iberoamerican Business Journal; Vol. 6 Núm. 2 (2023): Agosto - Enero; 04-332521-581710.22451/5817.ibj2023.vol6.2reponame:Revistas - Escuela de Posgrado Newmaninstname:Escuela de Posgrado Newmaninstacron:NEWMANspahttps://journals.epnewman.edu.pe/index.php/IBJ/article/view/291/562https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291/563Derechos de autor 2023 Fernando Antonio Ramos Zaga https://creativecommons.org/licenses/by-nc-sa/4.0info:eu-repo/semantics/openAccessoai:ojs.pkp.sfu.ca:article/2912024-09-17T11:47:53Z |
| dc.title.none.fl_str_mv |
The financial education in the light of Behavioral Economics La educación financiera a la luz de la economía del comportamiento |
| title |
The financial education in the light of Behavioral Economics |
| spellingShingle |
The financial education in the light of Behavioral Economics Ramos Zaga , Fernando Antonio |
| title_short |
The financial education in the light of Behavioral Economics |
| title_full |
The financial education in the light of Behavioral Economics |
| title_fullStr |
The financial education in the light of Behavioral Economics |
| title_full_unstemmed |
The financial education in the light of Behavioral Economics |
| title_sort |
The financial education in the light of Behavioral Economics |
| dc.creator.none.fl_str_mv |
Ramos Zaga , Fernando Antonio |
| author |
Ramos Zaga , Fernando Antonio |
| author_facet |
Ramos Zaga , Fernando Antonio |
| author_role |
author |
| description |
The financial crisis of 2008 undermined the self-regulation capacity of the markets and the decision-making capacity of economic agents. Therefore, it was recognized that there was a need to strengthen the supervision and regulation of the financial sector. In this sense, financial education has received more attention, since it is essential to protect consumers of financial services. In this context, this article critically examines financial education programs due to the inherent problems in financial decision-making, since the success of these initiatives is seriously affected by the findings of behavioral economics and the impact of the socioeconomic context on the financial situation of the household. Finally, the conclusions are presented in order to be considered in future studies. |
| publishDate |
2023 |
| dc.date.none.fl_str_mv |
2023-01-30 |
| dc.type.none.fl_str_mv |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
| format |
article |
| status_str |
publishedVersion |
| dc.identifier.none.fl_str_mv |
https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291 |
| url |
https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291 |
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spa |
| language |
spa |
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https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291/562 https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291/563 |
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Derechos de autor 2023 Fernando Antonio Ramos Zaga https://creativecommons.org/licenses/by-nc-sa/4.0 info:eu-repo/semantics/openAccess |
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Derechos de autor 2023 Fernando Antonio Ramos Zaga https://creativecommons.org/licenses/by-nc-sa/4.0 |
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openAccess |
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application/pdf text/html |
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Escuela de Posgrado Newman S.A.C. |
| publisher.none.fl_str_mv |
Escuela de Posgrado Newman S.A.C. |
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Iberoamerican Business Journal; Vol. 6 No. 2 (2023): August - January; 04-33 Iberoamerican Business Journal; Vol. 6 Núm. 2 (2023): Agosto - Enero; 04-33 2521-5817 10.22451/5817.ibj2023.vol6.2 reponame:Revistas - Escuela de Posgrado Newman instname:Escuela de Posgrado Newman instacron:NEWMAN |
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Escuela de Posgrado Newman |
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NEWMAN |
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NEWMAN |
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La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).
