The financial education in the light of Behavioral Economics

• Autor: Ramos Zaga , Fernando Antonio
• Formato: artículo
• Fecha de Publicación: 2023
• Institución: Escuela de Posgrado Newman
• Repositorio: Revistas - Escuela de Posgrado Newman
• Lenguaje: español
• OAI Identifier: oai:ojs.pkp.sfu.ca:article/291
• Enlace del recurso: https://journals.epnewman.edu.pe/index.php/IBJ/article/view/291
• Nivel de acceso: acceso abierto

The financial crisis of 2008 undermined the self-regulation capacity of the markets and the decision-making capacity of economic agents. Therefore, it was recognized that there was a need to strengthen the supervision and regulation of the financial sector. In this sense, financial education has received more attention, since it is essential to protect consumers of financial services. In this context, this article critically examines financial education programs due to the inherent problems in financial decision-making, since the success of these initiatives is seriously affected by the findings of behavioral economics and the impact of the socioeconomic context on the financial situation of the household. Finally, the conclusions are presented in order to be considered in future studies.