Application of a credit evaluation model in order to reduce the risk of the clients’ portfolio of insurance company
Descripción del Articulo
This research analyzes a company that belongs to the institutional life subsector of the insurance sector that wants to reduce its credit risks. To do this, the number of policies cancelled after their emission should be minimized. A credit evaluation model has been developed in order to describe an...
| Autores: | , |
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| Formato: | artículo |
| Fecha de Publicación: | 2011 |
| Institución: | Universidad Nacional Mayor de San Marcos |
| Repositorio: | Revista UNMSM - Industrial Data |
| Lenguaje: | español |
| OAI Identifier: | oai:ojs.csi.unmsm:article/6224 |
| Enlace del recurso: | https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/6224 |
| Nivel de acceso: | acceso abierto |
| Materia: | insurance credit risk policy seguros riesgo crediticio pólizas |
| Sumario: | This research analyzes a company that belongs to the institutional life subsector of the insurance sector that wants to reduce its credit risks. To do this, the number of policies cancelled after their emission should be minimized. A credit evaluation model has been developed in order to describe and predict accurately the probability that an emission of a policy is profitable for the insurance company. A policy portfolio valued in US$ 10 million with 68,2% of policies retention was used. Using the model an increase of 4,7% in the portfolio value and an increase of 2,9% in the policy retention were gained. |
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Nota importante:
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).
La información contenida en este registro es de entera responsabilidad de la institución que gestiona el repositorio institucional donde esta contenido este documento o set de datos. El CONCYTEC no se hace responsable por los contenidos (publicaciones y/o datos) accesibles a través del Repositorio Nacional Digital de Ciencia, Tecnología e Innovación de Acceso Abierto (ALICIA).
