The present research has studied economic and financial variables considered by economic agents in their financial decisions, in the specific case of families with respect to the rates of return of their savings in the banking system of our country, in order to contribute To be more efficient and effective the process of financial decision-making and investment of families. The research has been developed based on information provided by statistical reports of the Central Reserve Bank of Peru, the National Institute of Statistics and Information Technology and the Superintendency of Banking and Insurance. The procedure followed in the investigation was first to compile and process the information of the exchange rate, inflation and of the average passive effective interest rate of the banking system, as well as of the different types of deposits; The rate of return of the family savings ...

The research aims to determine the incidence of the terms of trade in exports of Peru during the periodo1991 - 2014, as it is very important to know that magnitude affect the terms of trade l behavior of Peruvian exports. For the development of this work has been compiled data from statistical reports of the Central Reserve Bank of Peru and the National Institute of Statistics and Information, then graphics that allow us to observe the evolution of the terms of trade and exports both traditional was developed and nontraditional finally the econometric model was estimated to determine the extent of the impact of the terms of trade in exports. The research concludes that the impact of the terms of trade in exports in Peru during the period 1991 to 2014 has had a direct relationship, so it is necessary to diversify production to not be so exposed to the negative factors of which the terms o...