El objetivo del trabajo es proporcionar herramientas que ayuden a mejorar la gestión de competitividad de la empresa Gial Distribuciones SRL, pequeña compañía dedicada a la producción de hielo y agua de mesa. Con tal objetivo, se parte identificando la situación de la empresa a través de métodos de análisis tales como: las cinco fuerzas del Porter, la cadena de valor, el análisis FODA y el análisis de la situación financiera de la empresa. El estudio abarcó el período 2014 y el primer semestre de 2015. El análisis realizado muestra como prioridad mejorar la cobertura de la distribución de agua en bidón, con el fin de lograr la utilización de la capacidad instalada y así aumentar la rentabilidad, que se ha visto afectada por el deterioro en la rotación de los activos. Para conseguirlo, será necesaria la subcontratación de la distribución. Así mismo se recomienda un...

This paper examines the ability of Peruvian households to smooth consumption in the face of job loss and family business failure shocks, using the weak form of the permanent income hypothesis. The analysis distinguishes between ex ante mechanisms—such as insurance coverage and access to formal credit markets—and ex post responses adopted after a shock occurs. The results show that:(i) on average, households are able to smooth consumption; (ii) this ability is concentrated among those with access to the formal financial system, although some smoothing was also observed during the pandemic among households with informal savings; (iii) households tend to smooth spending on essential categories, such as food and health, but not on non-essential items including clothing, education, and leisure; in the case of health, smoothing is observed only when households have insurance coverage; and ...

This paper examines the ability of Peruvian households to smooth consumption in the face of job loss and family business failure shocks, using the weak form of the permanent income hypothesis. The analysis distinguishes between ex ante mechanisms—such as insurance coverage and access to formal credit markets—and ex post responses adopted after a shock occurs. The results show that:(i) on average, households are able to smooth consumption; (ii) this ability is concentrated among those with access to the formal financial system, although some smoothing was also observed during the pandemic among households with informal savings; (iii) households tend to smooth spending on essential categories, such as food and health, but not on non-essential items including clothing, education, and leisure; in the case of health, smoothing is observed only when households have insurance coverage; and ...