Accessibility to financial credit for women-led enterprises is influenced by a set of internal and external factors. In this context, the principal objective of the study is to develop a educational proposal to address the internal and external factors limiting access to financial credit in companies led by women in Cajamarca, Peru. The study was non-experimental, transversal, of a basic type. The sample comprised 377 companies, the sampling was non-probabilistic for convenience and the technique was the survey. The results reflect the existence of predominant internal factors such as the lack of credit history (70%), the lack of documentation and required information (65%), the high levels of debt (65%) and the lack of financial education to access financing (60%); and, regarding external factors, the most predominant are the excess of requirements (84%), costs associated with maintaini...