Delinquency is a highly relevant variable for a financial institution, since through the delinquency index it allows to measure the performance of the entities. Therefore, the research has been carried out with the purpose of describing the evolution of delinquencies in the confinement of Covid-19, in the Rural Savings and Credit Root Fund. The study had a non-experimental design, with a quantitative and descriptive approach, the population consisted of 44 between agencies and offices distributed nationwide. Among the instruments applied was the document analysis guide. The results showed that the company between 2016 and 2020 delinquencies presented an increasing trend, due to microeconomic and macroeconomic factors, the latter due to the global crisis caused by Covid-19. Therefore, it is concluded that the increase in delinquencies between the analyzed period was influenced by the non-...

Delinquency is a highly relevant variable for a financial institution, since through the delinquency index it allows to measure the performance of the entities. Therefore, the research has been carried out with the purpose of describing the evolution of delinquencies in the confinement of Covid-19, in the Rural Savings and Credit Root Fund. The study had a non-experimental design, with a quantitative and descriptive approach, the population consisted of 44 between agencies and offices distributed nationwide. Among the instruments applied was the document analysis guide. The results showed that the company between 2016 and 2020 delinquencies presented an increasing trend, due to microeconomic and macroeconomic factors, the latter due to the global crisis caused by Covid-19. Therefore, it is concluded that the increase in delinquencies between the analyzed period was influenced by the non-...

La presente investigación tuvo como principal objetivo determinar las implicancias de la morosidad en los portafolios crediticios de la Caja Municipal de Ahorro y Crédito Paita 2016-2019. El estudio tuvo un diseño no experimental, longitudinal, con un enfoque mixto. La población y muestra la conformaron las agencias de la entidad financiera Paita que suman un total de 13. Para la recopilación de la información se empleó dos instrumentos, la guía de entrevista y la guía de análisis documental. Los resultados indicaron que, en el periodo analizado, la tasa de morosidad se incrementó en 3.19 %, los días de incumplimiento que destacaron fueron con más de 30 y 60 días y la cartera crediticia vigente presentó una tendencia decreciente. Por lo tanto, concluyó que las implicancias de la morosidad en la entidad financiera estuvieron en función al retraso de las obligaciones credi...