The present article treats on the foreign trade of the Korean economy and its participation in the Asia Pacífic Economic Cooperation (APEC) Forum, the Peruvian exports and the Korean importings, as well as the main countries of destiny and origin, and main products marketed by both economies. The opportunities of commerce with the market of South Korea they are emphasized and their relation with the current exportable offering of our country, inside the framework of the Forum APEC.

This article expresses the importance and lucrative alternative for the investors in the Stock Exchange of Lima. In the last five years, the average of profitability per year has overcome the 0% until being ended up transforming into the 2006 in the most profitable Stock Exchange in the world. In that sense the marked volatility for the influence of the external market that produces changes marked in the rates of the main actions that they quote in the international market, in that context he/she should understand each other to this market as investments of long term and that non highpriority resources should be dedicated for the investor.

About APEC few people know its importance, but it has been discussed about Tried Free Commerce (TLC) with United States. In this article the importance of Asia in the world economy is indicated, a brief characterization of the main Asian markets is carried out (Chinese, Japan, South Korea and Taiwan), and is analyzed the possibilities of Peru to be constituted in a strategic platform for the South American commerce with the Asia in the framework of the APEC. Also, it is discussed the expectations to open new markets with the main commercial blocks through Tried Free Commerce.

In the present study the formation of professionals in economy stands out, administration and businesses in the Universities of recognized international prestige; with regard to the invitation by the Department of State of the United States. Such experiences raise challenges for the University Publishes of our Country in the formation of the new professional of economy, administration and businesses, that respond to the context of changes and to the high competitiveness of the markets; where they come emphasizing the countries from Asia and India with his innovation and creativity. Whose intention will be to fortify to the enterprise sector dedicated to the foreign trade, that in the last 5 years has come generating important balances in the trade balance for the benefit from the country. The University must contribute professionals involved in the company and the economic reality, to fo...

El autor sostiene la hipótesis, que las Pymes desempeñan un papel importante en la lucha contra la recesión que se refleja con la caída de la demanda interna, que a su vez afecta el flujo de fondos interrumpiendo así, el ciclo regular del capital de trabajo, generando una disminución en las frecuencias de las actividades comerciales, productivas y ruptura en la cadena de pagos. Por otro lado, no se les brinda el apoyo efectivo para su promoción y desarrollo; pues las tasa de interés de banco de consumo, ONGs y microfinancieras vienen empobreciendolas, por lo tanto, se hace necesario establecer, reitera el Mg. Pachas, nuevos sistemas de financiamiento para que accedan a tasas de interés más adecuadas y hacerlas eficientes y competitivas.

The present article treats on the foreign trade of the Korean economy and its participation in the Asia Pacífic Economic Cooperation (APEC) Forum, the Peruvian exports and the Korean importings, as well as the main countries of destiny and origin, and main products marketed by both economies. The opportunities of commerce with the market of South Korea they are emphasized and their relation with the current exportable offering of our country, inside the framework of the Forum APEC.

This article expresses the importance and lucrative alternative for the investors in the Stock Exchange of Lima. In the last five years, the average of profitability per year has overcome the 0% until being ended up transforming into the 2006 in the most profitable Stock Exchange in the world. In that sense the marked volatility for the influence of the external market that produces changes marked in the rates of the main actions that they quote in the international market, in that context he/she should understand each other to this market as investments of long term and that non highpriority resources should be dedicated for the investor.

About APEC few people know its importance, but it has been discussed about Tried Free Commerce (TLC) with United States. In this article the importance of Asia in the world economy is indicated, a brief characterization of the main Asian markets is carried out (Chinese, Japan, South Korea and Taiwan), and is analyzed the possibilities of Peru to be constituted in a strategic platform for the South American commerce with the Asia in the framework of the APEC. Also, it is discussed the expectations to open new markets with the main commercial blocks through Tried Free Commerce.

In the present study the formation of professionals in economy stands out, administration and businesses in the Universities of recognized international prestige; with regard to the invitation by the Department of State of the United States. Such experiences raise challenges for the University Publishes of our Country in the formation of the new professional of economy, administration and businesses, that respond to the context of changes and to the high competitiveness of the markets; where they come emphasizing the countries from Asia and India with his innovation and creativity. Whose intention will be to fortify to the enterprise sector dedicated to the foreign trade, that in the last 5 years has come generating important balances in the trade balance for the benefit from the country. The University must contribute professionals involved in the company and the economic reality, to fo...

El autor sostiene la hipótesis, que las Pymes desempeñan un papel importante en la lucha contra la recesión que se refleja con la caída de la demanda interna, que a su vez afecta el flujo de fondos interrumpiendo así, el ciclo regular del capital de trabajo, generando una disminución en las frecuencias de las actividades comerciales, productivas y ruptura en la cadena de pagos. Por otro lado, no se les brinda el apoyo efectivo para su promoción y desarrollo; pues las tasa de interés de banco de consumo, ONGs y microfinancieras vienen empobreciendolas, por lo tanto, se hace necesario establecer, reitera el Mg. Pachas, nuevos sistemas de financiamiento para que accedan a tasas de interés más adecuadas y hacerlas eficientes y competitivas.

The present article is extracted from the Thesis “structural Deficiencies of the offer of financial assets on the stock market of Peru” authored by the undersigned and it shows the principal reasons of the lack of financial instruments that originates excess of liquidity on the stock market, causing capital emigration, such as AFP that have to be invested abroad. The study raises the question Why is there a deficit of financial assets in the stock market in Peru? leading to our hypotheses: “ The deficient regulation and promotion of the Stock market of Peru contracts the access of the companies to this market “ confirmed with the results of the applied survey. In its development highlights is outlined small participation of companies offering financial instruments in the stock market, described by some 220 companies by 2010 and if we consider mutual funds amount, to 263 companies...

In recent years in Peru, the financing for consumption through the use of credit cards(TC) has been on the rise, allowing many individuals or families, the easy access to bank credit, which is good because immediately increases the availability for purchases of goods and services or to cash available. But on the other hand increases the financial burden, jeopardizing future income, not only for new loans but the high rate of interest that has been applied this credit. This consumer credit by using CC have accessed by more than 2 million people since May this year, banks and financial have issued 7,091.523 of CC, which amount used reaches the balance of S/.15, 208 million. The increase in CC is related to the growth of gross domestic product (GDP), which has in turn, is driving the consumption and domestic demand, resulting in increase in personal income and greater access to credit marke...

The objective of this study is to show thai the excessive interest rates over 100% per annun of the loans to SMB detracts their competiveness and deteriorates their capital. Similar/y, to propase new [inancial mechanisms and alternatives to the traditional system because more than 82% of the SMB can' t have access to the Multiple Commercial Banks which offer loans with lesser interest raies, with an average of 20% per annun (Local Currency Annual Interest Rate-LCAIR). By the study and exploration methodology of secondary sources, the main problem of the SMB is highlightedas tfiefinancia/ one, as told by 65% of them. Results revea[ that the interest rates that charge the small financial institutions Cmicrcfinancieras") is in the arder of 98.7% per annun (Edpyme-SMB development institutions), 135.98% the (Caja Municipal-Local Municipalities Loans Institutions) and 186.8% the Consumer Banks...

El costo promedio ponderado de capital, que describe el promedio de los costos de los financiamientos (recursos) provenientes de fuen­ tes alternativas de endeudamiento y de aporta­ ción de capital que demandan las organizaciones empresariales para atender sus diversas necesi­ dades en activos o para emprender nuevos nego­ cios, constituye un parámetro fundamental en la Gestión Financiera, en el caso de ser conside­ rado como tasa de descuento en la evaluación de las proyecciones de los beneficios esperados de nuevos productos o de Inversiones, su determi­ nación errónea conduciría a decisiones perjudi­ ciales, ya que tasas sobrestimadas rechazarían oportunidades rentables y frente a un mercado agresivamente competitivo en que describe már­ genes cada vez reducidos, no se debe improvisar, porque conllevaría al deterioro del valor de la Empresa.

Capital de Trabajo es aquel que se requiere para las operaciones productivas que realiza la empresa. permitiéndole cumplir con su ciclo operativo, independientemente de las fuentes que lo financia. también se le denomina Fondos de Maniobra. El capital de trabajo puede ser considerado como recurso permanente o transitorios. Puede ser identificada de ambas maneras; así en términos permanentes es el capital de trabajo mínimo que requiere la empresa para desarrollar óptimamente su ciclo operativo, es decir, para producir y atender su expectativa de demanda, de allí que asume las características similares a la de un capital inmovilizado entendiéndose que la Empresa no podrá reducirlo porque afectaría sus niveles previstos de operaciones, debiéndose advertir que el capital de trabajo permanente .a diferencia del denominado capital inmovilizado (maquinas o equipos) cambia constantem...

Objective: To identify the quality of the university - company relationship in the transfer of innovation and technology. Material and methods: Qualitative study of descriptive correlational design. Innovation models were reviewed in relation to university rankings, tabulations on research, labor insertion and innovation initiatives in companies. Results: The direct relationship between the innovation applied by the companies and the transfer of technology, as well as the productivity and human capital offered by the universities, was evidenced. This relationship contains great potential for the benefit of socio-economic development. Conclusions: The strengthening of the universitycompany binomial, generates a transversal development as well as in the development of technology, research and production of innovative scientific knowledge. The proper promotion of this link, leads to the cre...

The objective of the research is to identify the effects of the cost of money in the Peruvian financial system on the development of companies and the rate of informality in them. Methods of qualitative study, descriptive correlational design; A comparative study was analyzed with the historical information of the Peruvian financial system in relation to that of model countries. In addition to using financial indicators of international acceptance.It was evidenced that high cost of money in the Peruvian financial system, has a negative impact on the development of microenterprise, in turn, they resort to informality as a solution to their demand for capital. The situation of microenterprises facing the demand for money can be solved through strategies of effective support and promotion, thus reducing the current level of informality. Likewise, the positive impact of these strategies woul...

It is of public knowledge that Lima has experienced an immigration phenomenon predominantly since the 70’s, evidenced by a disorderly demographic explosion, where the population of lesser resources has found in popular entrepreneurship, option for self-employment and improve their economic income and access to better quality of life, creating micro enterprises. The formal microcredit appeared as a form of mutual support, between the contributing and the receiving entity. This research, with a quantitative approach, applied type, relational level, non-experimental design and cross section, sought to determine the relationship between formal microcredit and the sustainability of Peruvian microenterprises, in the case of Metropolitan Lima, 2020. Descriptive, dispersion, normality and hypothesis testing results were obtained. The results showed that formal microcredit is positively and mod...

The objective of this study is to show thai the excessive interest rates over 100% per annun of the loans to SMB detracts their competiveness and deteriorates their capital. Similar/y, to propase new [inancial mechanisms and alternatives to the traditional system because more than 82% of the SMB can' t have access to the Multiple Commercial Banks which offer loans with lesser interest raies, with an average of 20% per annun (Local Currency Annual Interest Rate-LCAIR). By the study and exploration methodology of secondary sources, the main problem of the SMB is highlightedas tfiefinancia/ one, as told by 65% of them. Results revea[ that the interest rates that charge the small financial institutions Cmicrcfinancieras") is in the arder of 98.7% per annun (Edpyme-SMB development institutions), 135.98% the (Caja Municipal-Local Municipalities Loans Institutions) and 186.8% the Consumer Banks...

El costo promedio ponderado de capital, que describe el promedio de los costos de los financiamientos (recursos) provenientes de fuen­ tes alternativas de endeudamiento y de aporta­ ción de capital que demandan las organizaciones empresariales para atender sus diversas necesi­ dades en activos o para emprender nuevos nego­ cios, constituye un parámetro fundamental en la Gestión Financiera, en el caso de ser conside­ rado como tasa de descuento en la evaluación de las proyecciones de los beneficios esperados de nuevos productos o de Inversiones, su determi­ nación errónea conduciría a decisiones perjudi­ ciales, ya que tasas sobrestimadas rechazarían oportunidades rentables y frente a un mercado agresivamente competitivo en que describe már­ genes cada vez reducidos, no se debe improvisar, porque conllevaría al deterioro del valor de la Empresa.