HEALTH INSURANCE COVERAGE AND POCKET EXPENDITURE IN THE COVID-19 PANDEMIC. CALLAO-2021

• Autor: Torres-Salazar, Fernando
• Formato: artículo
• Fecha de Publicación: 2023
• Institución: Universidad Nacional Federico Villarreal
• Repositorio: Revistas - Universidad Nacional Federico Villarreal
• Lenguaje: español
• OAI Identifier: oai:ojs2.revistas.unfv.edu.pe:article/1308
• Enlace del recurso: https://revistas.unfv.edu.pe/RCV/article/view/1308
• Nivel de acceso: acceso abierto
• Materia: Out-of-pocket expenses, health insurance, covid-19; Gasto de bolsillo; aseguramiento en salud; covid-19; seguro de salud; servicios de prestación

The objective of this research was to determine the relationship between health insurance coverage and out-of-pocket expenses for health benefits, medicines and supplies in inhabitants of Callao during the COVID-19 pandemic, 2021. The methodology of the present investigation was quantitative, observational and cross-sectional, whose sample was made up of 375 inhabitants, also, to answer the objectives and hypotheses, the tests were used nonparametric U of Mann Whitney and Kruskal Wallis. The showed that 57.3% of the inhabitants were between 30 and 59 years of age, 55.5% were women, 50.1% acquired antibiotics, 96% acquired alcohol, and only 27.5% received health benefits. A significant relationship was observed between total out-of-pocket expenditure (p = 0.012) and expenditure for health services (p = 0.019) with health insurance coverage. Likewise, a significant relationship was identified between total out-of-pocket spending and type of insurance (p <0.001). It is concluded that there is a noticeable increase in out-of-pocket expenses for services, medicines and supplies of the inhabitants who do not have health insurance.