Relación entre los créditos y los recuperos del sub comité de administración del fondo de asistencia y estímulo de los trabajadores del sector educación Iquitos Maynas Loreto periodo 2016 - 2020

• Autor: Trigoso Macedo de Noriega, Mónica Patricia
• Formato: tesis de maestría
• Fecha de Publicación: 2022
• Institución: Universidad Nacional De La Amazonía Peruana
• Repositorio: UNAPIquitos-Institucional
• Lenguaje: español
• OAI Identifier: oai:repositorio.unapiquitos.edu.pe:20.500.12737/8784
• Enlace del recurso: https://hdl.handle.net/20.500.12737/8784
• Nivel de acceso: acceso abierto
• Materia: Crédito; Recuperación económica; Recursos financieros; Instituciones financieras; https://purl.org/pe-repo/ocde/ford#5.02.01

The Sub Committee for the Administration of the Assistance and Stimulus Fund for Workers in the Iquitos Maynas Loreto Education Sector (SUB CAFAE SE Iquitos Maynas Loreto) is an institution that provides a series of services to members, seeking to improve their standard of living. The objective of this research is to determine the relationship between credits and recoveries, in the period 2016 - 2020. Based on this objective, the present Quantitative type, Correlational level and Non-Experimental design study is carried out. The investigation concludes that there is a direct relationship between the credits granted and the recoveries, validated through the Correlation Coefficient r = 0.995980203; and the Coefficient of Determination R2 = 0.991976566; which shows a very good statistical association and determination between the independent variable (credits granted) and the dependent variable (recoveries). Recovered loans evolved in a variable manner during the 2016-2020 period, amounting to an average of S/. 61,774,903.35 with an annual rate of -4.03%. The recoveries had a variable behavior corresponding to an annual average value of S/. 31,423,275.89; with an average annual variation of -1.73%. Delinquency was well above 5%, reaching the maximum value reported in 2017, when it reached 16.11%. The lowest delinquency occurred in 2019 with a rate of 12.72%. The average delinquency rate was 14.77%.