Cultura financiera y financiamiento de los microempresarios de la ciudad de Contamana 2024

• Autor: Melendez Hidalgo de Rios, Silvia Patricia
• Formato: tesis de grado
• Fecha de Publicación: 2025
• Institución: Universidad Nacional De La Amazonía Peruana
• Repositorio: UNAPIquitos-Institucional
• Lenguaje: español
• OAI Identifier: oai:repositorio.unapiquitos.edu.pe:20.500.12737/11148
• Enlace del recurso: https://hdl.handle.net/20.500.12737/11148
• Nivel de acceso: acceso abierto
• Materia: Gestión financiera; Cultura; Financiamiento de empresas; Microempresas; Empresarios; https://purl.org/pe-repo/ocde/ford#5.02.04

The objective of this research study was to determine the relationship between financial culture and financing of microentrepreneurs in the city of Contamana 2024. To achieve this, a basic method with a correlational descriptive level and a non-experimental design was used. A sample of 145 individuals was selected to whom a questionnaire was applied to collect relevant information. The results obtained reveal that the financial culture of microentrepreneurs in the city of Contamana is regular with 27%, since they only occasionally establish specific monthly goals for their savings, sometimes they reinvest part of their profits with the aim of improving their financial situation. Regarding the second variable, it has been determined that the level of financing is regular with 27; This is because these microentrepreneurs occasionally resort to their own resources to finance their daily operations and, on some occasions, use undistributed profits as a form of self-financing. In conclusion, the results of the Spearman Rho correlation analysis showed a strong and significant relationship between financial culture and the financing of microentrepreneurs in the city of Contamana in 2024. With a correlation coefficient of 0.825 and a significance of 0.000, It was confirmed that greater financial culture was associated with better access to financing.