El crecimiento del comercio en la región Loreto y su relación con la rentabilidad de la caja municipal de ahorro y crédito de Maynas S.A durante el periodo 2007 – 2021

• Autores: Ramirez Chufandama, Amalia, Vela Bardales, Diego Rafael
• Formato: tesis de grado
• Fecha de Publicación: 2024
• Institución: Universidad Nacional De La Amazonía Peruana
• Repositorio: UNAPIquitos-Institucional
• Lenguaje: español
• OAI Identifier: oai:repositorio.unapiquitos.edu.pe:20.500.12737/10600
• Enlace del recurso: https://hdl.handle.net/20.500.12737/10600
• Nivel de acceso: acceso abierto
• Materia: Comercio; Economía regional; Crecimiento económico; Cajas de ahorro; Rentabilidad; https://purl.org/pe-repo/ocde/ford#5.02.01

This study analyzes the relationship between economic growth and the financial operations of the Maynas Municipal Savings and Credit Fund in the Loreto region, Peru, during the period 2007-2021. Using a quantitative and non-experimental approach, Spearman's correlation coefficient was used to examine three key hypotheses. The results revealed a moderate correlation between the growth of commerce in Loreto and the profitability of the Municipal Fund, with a Spearman coefficient of 0.450, indicating that, although there is a positive influence of commerce on profitability, there are other significant factors at play. Likewise, a weak but statistically significant correlation (rho of 0.229) was identified between the growth of commerce and direct credits granted by the Municipal Fund. On the other hand, a strong relationship (rho of 0.736) was found between the gross value added of the region and direct deposits in the Municipal Fund. These findings suggest that Loreto's economic dynamics play a crucial role in the financial health of the Municipal Fund, but also highlight the need to consider a diversity of factors in making financial and credit decisions.