The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants

Descripción del Articulo

Using data from 1299 microfinance institutions (MFIs) in 84 countries and following different approaches, it was found the lending interest rate is determined by the funding cost, the loan size, and the efficiency level of MFIs. With respect to competition, results are mixed. Only in Asia is a negat...

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Detalles Bibliográficos
Autores: Cotler, Pablo, Almazan, Deyanira
Formato: artículo
Fecha de Publicación:2013
Institución:Pontificia Universidad Católica del Perú
Repositorio:PUCP-Institucional
Lenguaje:inglés
OAI Identifier:oai:repositorio.pucp.edu.pe:20.500.14657/194821
Enlace del recurso:https://repositorio.pucp.edu.pe/index/handle/123456789/194821
Nivel de acceso:acceso abierto
Materia:Africa
Asia
Latin America
Lending interest rates
Microfinance
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spelling Cotler, PabloAlmazan, Deyanira2023-07-21T19:18:20Z2023-07-21T19:18:20Z2013https://repositorio.pucp.edu.pe/index/handle/123456789/194821Using data from 1299 microfinance institutions (MFIs) in 84 countries and following different approaches, it was found the lending interest rate is determined by the funding cost, the loan size, and the efficiency level of MFIs. With respect to competition, results are mixed. Only in Asia is a negative correlation between competition and lending interest rates detected. For other subsamples, it was found the competition is more likely to be negatively correlated with the size of loans.engPontificia Universidad Católica del Perú. CENTRUMPEurn:issn:1851-6599info:eu-repo/semantics/openAccesshttp://creativecommons.org/licenses/by/4.0Journal of CENTRUM Cathedra, Vol. 6, Issue 1reponame:PUCP-Institucionalinstname:Pontificia Universidad Católica del Perúinstacron:PUCPAfricaAsiaLatin AmericaLending interest ratesMicrofinancehttps://purl.org/pe-repo/ocde/ford#5.02.04The Lending Interest Rates in the Microfinance Sector: Searching for its Determinantsinfo:eu-repo/semantics/articleArtículoORIGINALJCC-6.1-82.pdfJCC-6.1-82.pdfTexto completoapplication/pdf163190https://repositorio.pucp.edu.pe/bitstreams/94da7ec1-1f25-461e-bbe6-e1b08e7315e5/download6d527703acc5a002928f07747c655510MD51trueAnonymousREADTHUMBNAILJCC-6.1-82.pdf.jpgJCC-6.1-82.pdf.jpgIM Thumbnailimage/jpeg25465https://repositorio.pucp.edu.pe/bitstreams/da82268c-41e4-4aaa-b163-611935928913/download46c0b0dd860e7a9b177a09c353a3a55cMD52falseAnonymousREAD20.500.14657/194821oai:repositorio.pucp.edu.pe:20.500.14657/1948212025-04-11 09:58:19.08http://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessopen.accesshttps://repositorio.pucp.edu.peRepositorio Institucional de la PUCPrepositorio@pucp.pe
dc.title.en_US.fl_str_mv The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
title The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
spellingShingle The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
Cotler, Pablo
Africa
Asia
Latin America
Lending interest rates
Microfinance
https://purl.org/pe-repo/ocde/ford#5.02.04
title_short The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
title_full The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
title_fullStr The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
title_full_unstemmed The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
title_sort The Lending Interest Rates in the Microfinance Sector: Searching for its Determinants
author Cotler, Pablo
author_facet Cotler, Pablo
Almazan, Deyanira
author_role author
author2 Almazan, Deyanira
author2_role author
dc.contributor.author.fl_str_mv Cotler, Pablo
Almazan, Deyanira
dc.subject.en_US.fl_str_mv Africa
Asia
Latin America
Lending interest rates
Microfinance
topic Africa
Asia
Latin America
Lending interest rates
Microfinance
https://purl.org/pe-repo/ocde/ford#5.02.04
dc.subject.ocde.none.fl_str_mv https://purl.org/pe-repo/ocde/ford#5.02.04
description Using data from 1299 microfinance institutions (MFIs) in 84 countries and following different approaches, it was found the lending interest rate is determined by the funding cost, the loan size, and the efficiency level of MFIs. With respect to competition, results are mixed. Only in Asia is a negative correlation between competition and lending interest rates detected. For other subsamples, it was found the competition is more likely to be negatively correlated with the size of loans.
publishDate 2013
dc.date.accessioned.none.fl_str_mv 2023-07-21T19:18:20Z
dc.date.available.none.fl_str_mv 2023-07-21T19:18:20Z
dc.date.issued.fl_str_mv 2013
dc.type.none.fl_str_mv info:eu-repo/semantics/article
dc.type.other.none.fl_str_mv Artículo
format article
dc.identifier.uri.none.fl_str_mv https://repositorio.pucp.edu.pe/index/handle/123456789/194821
url https://repositorio.pucp.edu.pe/index/handle/123456789/194821
dc.language.iso.none.fl_str_mv eng
language eng
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dc.publisher.es_ES.fl_str_mv Pontificia Universidad Católica del Perú. CENTRUM
dc.publisher.country.none.fl_str_mv PE
dc.source.es_ES.fl_str_mv Journal of CENTRUM Cathedra, Vol. 6, Issue 1
dc.source.none.fl_str_mv reponame:PUCP-Institucional
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