Competition between Traditional Banks with Electronic Banks Fintech, Shadow Banking and Neobanks is an intense scenario in The European Union, USA, Japan, Brazil and Argentina. Neobanks allied to Big Banks of The USA and Europe have been transformed into Transnational Banks. They may appear in Peru year 2020. Three of them have already asked for license to Peruvian Supervising Autorithy SBS. Present research has investigated 17 Neobanks finantial operations, mainly innovative and successful in developed markets. Research sources have been International Consulting Firms in Banking and Finance.

World Industries and Agriculture are in the process of Robotization. Agricultural robots, autonomous (driverless) tractors, with sunroofs are on the rise, and crop farming robots are growing. Harvesting robots have been found with 24 hands. In the Automotive Industry, robots are increasing more in Asia than in the US and Europe. Argentina develops precision agriculture. Brazil, a major producer of corn, wheat and cassava, is using agricultural robots for drip-irrigated plantations. In Peru, crops with solar panels are being developed in Arequipa. Likewise, the deserts of Ica are being conquered with Solar Panels. In Business Schools, study curricula are adapting to the Fourth Industrial Revolution.

The investment bank Goldman Sachs created in October 2003 the forecast of the BRICs 2050 (Brazil, Russia, China and South Africa). The bank's forecast surprised the developed countries of Europe and the US Today the Brics are the Third World Power, after the US and the European Union. The GDP of the BRICs exceeds the GDP of 20 developed countries (G.20). India 2075 will surpass England, Germany, France and the US in GDP and will be positioned after China, ahead of the US and the European Union. India will also surpass China in population. Santanu Sengupta, an expert at Goldman Sachs, is of the opinion that India's population possesses the ideal composition of youth, children and the elderly is fit for working age. The Study forecasts that by 2075 China would have a GDP of 57 trillion. India 52.5 trillion, the US 51.5 trillion and the European Union 30.3 trillion.

Competition between Traditional Banks with Electronic Banks Fintech, Shadow Banking and Neobanks is an intense scenario in The European Union, USA, Japan, Brazil and Argentina. Neobanks allied to Big Banks of The USA and Europe have been transformed into Transnational Banks. They may appear in Peru year 2020. Three of them have already asked for license to Peruvian Supervising Autorithy SBS. Present research has investigated 17 Neobanks finantial operations, mainly innovative and successful in developed markets. Research sources have been International Consulting Firms in Banking and Finance.