The general objective of this research work was to determine the level of savings culture in the market merchant Teniente Manuel Clavero Muga of the Punchana district. The research, due to its approach, was quantitative, prospective strategy, simple descriptive level and non-experimental research design. The study population is made up of eighty-two (82) merchants of the different product sales categories, who are dedicated to daily sales and are registered in the official register of market merchants. The sample consisted of Forty-eight (48) merchants, who were present at the time of the application of the data collection instrument, inclusion and exclusion criteria were taken into account, the technique used was the survey and the The instrument applied was the questionnaire, which consisted of twenty questions. The data obtained through the data collection instrument was analyzed taki...

Both authorities and the general citizenry express a pronounced interest in matters related to the public budget and management. This is because effective management of public resources is crucial for achieving comprehensive socioeconomic development of society as a whole. The research was quantitative in nature, at a descriptive-correlational level, and employed a non-experimental design with longitudinal data. This approach provides a quantitative tool that allows for the assessment of whether the decisions made have the support of the population or if, conversely, there are levels of dissatisfaction that require the adoption of appropriate measures to prevent an increase in discontentment with public management. After conducting inferential statistical analysis, it was determined that there is no significant relationship between the efficiency variables in budget execution and the app...