The present research work analyzes the economic and financial factors that contribute to the strengthening of the financial solvency of the 12 municipal savings banks that operate in Peru and, on the other hand, the relationship that exists between the global capital ratio and the Altman Z score. The study was carried out with data from the financial statements of the last five years (2012-2016) of each of the 12 institutions that are valid as of December 31, 2016. The results obtained indicate that the factors that have the greatest incidence in the strengthening of the financial solvency of the entities are related to income and profits generated by each of the institutions, likewise, there is a relationship between Altman's Z score and the global capital ratio. The multifactorial model has been obtained that allows making future estimates of financial solvency indicators that, coupled...

The present research work analyzes the economic and financial factors that contribute to the strengthening of the financial solvency of the 12 municipal savings banks that operate in Peru and, on the other hand, the relationship that exists between the global capital ratio and the Altman Z score. The study was carried out with data from the financial statements of the last five years (2012-2016) of each of the 12 institutions that are valid as of December 31, 2016. The results obtained indicate that the factors that have the greatest incidence in the strengthening of the financial solvency of the entities are related to income and profits generated by each of the institutions, likewise, there is a relationship between Altman's Z score and the global capital ratio. The multifactorial model has been obtained that allows making future estimates of financial solvency indicators that, coupled...

La presente investigación cuyo título es: Estudio de las propiedades térmicas y acústicas en ladrillos con plásticos PET, Lima 2019, tuvo por objetivo Determinar con las propiedades térmicas y acústicas en ladrillos con plásticos PET, Lima 2019 si cumplirá con los parámetros requeridos y normativa vigente para el uso en la industria de la construcción. Se utilizó el tipo de investigación cuantitativa, nivel descriptivo y su diseño de investigación es experimental La población está constituida por un total de 106 ladrillos fabricados con el material indicado para fines de efectuar los ensayos correspondientes La muestra fue de 83 ladrillos. Se concluye resaltando los resultados del análisis de conductividad térmica, el valor de 0.52W/ lo que expresa la cantidad o flujo de calor que pasa a través de la unidad de superficie de una muestra, con lo que se comprueba que es ...

El presente trabajo de investigación analiza los factores económicos y financieros que contribuyen al fortalecimiento de la solvencia financiera de las 12 cajas municipales que operan en el Perú y por otro lado la relación que existe entre el ratio de capital global y el puntaje Z de Altman. El estudio se ha realizado con los datos de los estados financieros de los últimos cinco años (2012-2016) de cada una de las 12 instituciones que tienen vigencia al 31 de diciembre del 2016. Los resultados obtenidos, denotan que los factores que tienen mayor incidencia en el fortalecimiento de la solvencia financiera de las entidades están referidas al ingreso y a las utilidades generadas por cada una de las instituciones, así mismo, existe relación entre el puntaje Z de Altman y el ratio de capital global. Se ha obtenido el modelo multifactorial que permite realizar estimaciones futuras de ...

The present research work analyzes the economic and financial factors that contribute to the strengthening of the financial solvency of the 12 municipal savings banks that operate in Peru and, on the other hand, the relationship that exists between the global capital ratio and the Altman Z score. The study was carried out with data from the financial statements of the last five years (2012-2016) of each of the 12 institutions that are valid as of December 31, 2016. The results obtained indicate that the factors that have the greatest incidence in the strengthening of the financial solvency of the entities are related to income and profits generated by each of the institutions, likewise, there is a relationship between Altman's Z score and the global capital ratio. The multifactorial model has been obtained that allows making future estimates of financial solvency indicators that, coupled...

The research worked deals with the activity of tourism located in the Tacna Region, an activity that in the last ten years has become one of the most incident activities in the economic life of the Region. The flow of Chilean tourists arriving in the city of Tacna on average of 3000 daily visitors has generated positive impacts on the activities of commerce, gastronomy, hotels and restaurants, manufacturing and construction. At work, the evolution of the flow of Chilean tourists that the city of Tacna has been receiving in the period 2003 to 2017 is analyzed. It is a work of the relational type and of documentary analysis, having collected the GDPand flow data tourism of the official publications of Peru, as well as theoretical references referring to the impact assessment have been used. The relationship of economic activities to tourism with other activities has been studied, findi...