According to the Superintendency of Banking and Insurance indicates that less than 5% of Peruvians have knowledge about financial education, citizens often make hasty financial decisions without much knowledge or information, the objective of this Research was to determine the level of financial culture in The students of the fifth level of the accounting school, UNAP, 2019, for this, the present descriptive research and non-experimental design was carried out, determining the level of education and financial planning, identifying that financial education in the The study population has a satisfactory level since 100% of the participants recognized the importance of the personal budget, the prioritization of their expenses, the control of income and expenses and the importance of savings, in relation to financial planning it was identified that the participants show a satisfactory level ...

Access to employment represented in the generation of resources for families linked to the characterization of expenses is an aspect that is studied in general, but it is not focused by geographical sectors with the purpose of mapping how this aspect is presented or perceived. of the economic and social development of the population; The present study determined how access to employment and family expenses are presented in residents of the young town Vargas Guerra, city of Iquitos, year 2023, developing a non-experimental, cross-sectional and observational quantitative research, with a population made up of 75 individuals from the area. , the work identified that 33% carried out a paid activity in the last 12 months, that 57% are in search of employment, that 9% have a formal and permanent job, that 80% work independently, that the 76% consider it difficult to access a job and only 9% re...