This article proposes the basic framework of what should be a methodology for identification and risk assessment in the prevention of money laundering for multiple operations companies, especially the banks that are part of the national financial system, with the objective of identifying those transactions that may be linked to asset laundering operations and should be subject to a suspicious transaction report to the Financial Intelligence Unit of Peru. At the same time, it highlights the role of banks as part of the economic structure of society, since they are the representative entities of the financial system, which is why they support people’s confidence in the integrity of the system. In this sense, the risk-based approach is analyzed from the perspective of a banking company, so that, in accordance with national and international regulations, they can reinforce the m...

Corporate social responsibility can be defined as the harmonious management between economic, social and environmental areas; and at the same time, it recognizes the interests of the public with which it is related: shareholders, employees, community, suppliers and customers. Based on this, the possibility of considering CSR as a tool for measuring success in the business sector is considered. Thus, this article seeks to develop the RS policy tools in a banking company. In the first place, it highlights that the SR must be linked to good corporate governance policies through its main tool: human capital. For this reason, the "balanced scorecard" or BSC technique is mentioned in which it consists of measuring the performance and well-being of all employees and then defining the company's new objectives. The aforementioned technique consists of carrying out a strategic plan to then carry o...

This article proposes the basic framework of what should be a methodology for identification and risk assessment in the prevention of money laundering for multiple operations companies, especially the banks that are part of the national financial system, with the objective of identifying those transactions that may be linked to asset laundering operations and should be subject to a suspicious transaction report to the Financial Intelligence Unit of Peru. At the same time, it highlights the role of banks as part of the economic structure of society, since they are the representative entities of the financial system, which is why they support people’s confidence in the integrity of the system. In this sense, the risk-based approach is analyzed from the perspective of a banking company, so that, in accordance with national and international regulations, they can reinforce the m...

La responsabilidad social empresarial se convierte en una necesidad para la empresa bancaria y debe estar considerada dentro de su plan de negocios. Es  necesario que la sociedad civil, representada en el cliente, se convenza de que tiene la posibilidad de premiar o de castigar a una empresa cuando observa que se aparta de los estándares mínimos de lo que se considera una buena práctica organizativa en lo que respecta a ser responsable socialmente. El castigo consistiríasimplemente en no consumir el producto que se le ofrece    

Corporate social responsibility can be defined as the harmonious management between economic, social and environmental areas; and at the same time, it recognizes the interests of the public with which it is related: shareholders, employees, community, suppliers and customers. Based on this, the possibility of considering CSR as a tool for measuring success in the business sector is considered. Thus, this article seeks to develop the RS policy tools in a banking company. In the first place, it highlights that the SR must be linked to good corporate governance policies through its main tool: human capital. For this reason, the "balanced scorecard" or BSC technique is mentioned in which it consists of measuring the performance and well-being of all employees and then defining the company's new objectives. The aforementioned technique consists of carrying out a strategic plan to then carry o...

This article proposes the basic framework of what should be a methodology for identification and risk assessment in the prevention of money laundering for multiple operations companies, especially the banks that are part of the national financial system, with the objective of identifying those transactions that may be linked to asset laundering operations and should be subject to a suspicious transaction report to the Financial Intelligence Unit of Peru. At the same time, it highlights the role of banks as part of the economic structure of society, since they are the representative entities of the financial system, which is why they support people’s confidence in the integrity of the system. In this sense, the risk-based approach is analyzed from the perspective of a banking company, so that, in accordance with national and international regulations, they can reinforce the m...