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This work explains the recent evolution of housing policies in Peru and, on this basis, analyses the development of the residential real estate sector during the last five years, considering the financial and institutional factors that have led it. The first section describes the housing deficit of the country and gives an account of the previous housing policies and the context in which the MiVivienda Fund arises. The second section describes the housing production chain and the role of the aforementioned fund. Finally, the third section is devoted to the analysis of housing policies and, particularly, to the financing programs that the current government has implemented to convert the poorest population into homeowners. Finally, the document closes with recommendations on what should be done to maintain the achievements.
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Explica la evolución reciente de las políticas habitacionales en el Perú y, sobre esta base, analiza el desarrollo del sector inmobiliario residencial durante los últimos cinco años, considerando los factores financieros e institucionales que lo han propiciado. La primera sección describe el déficit habitacional del país y hace un recuento de las anteriores políticas de vivienda y del contexto en que surge el Fondo MiVivienda. La segunda sección describe la cadena de producción de viviendas y el papel del mencionado fondo. Finalmente, la tercera sección está dedicada al análisis de las políticas de vivienda y, particularmente, a los programas de financiamiento que ha implementado el actual gobierno para convertir a la población más pobre en propietaria de casashabitación. Finalmente, el documento cierra con recomendaciones sobre lo que debe hacerse para mantener los log...
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Publicado 2016
Enlace
Enlace
This paper aims to explain and present a proposal to introduce Disaster Risk Management (DRM) topics into ESAN Graduate School of Business Master’s programs. Although disasters have cost Peru more than USD 7,600 million in the past 2 decades the business sector, particularly Small and Medium Enterprises, have not developed preventive or continuity plans mainly because they are not familiar with DRM topics. Taking this into consideration, the paper presents a detailed academic/curricular proposal for DRM topics such as business continuity, business ethics, corporate social responsibility, and sustainable management. Additionally, it introduces the idea of promoting Disaster Risk Management (DRM) topics to the Peruvian business community as a strategy to enhance the graduate education.