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artículo
Publicado 2024
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Objective: To measure the influence of adopting digital wallets on the financial inclusion of street vendors in Cusco. Methods: A quantitative approach with an explanatory, prospective and analytical scope was employed. The design was non-experimental and cross-sectional. Information was collected through surveys, using a questionnaire as the instrument, which was applied to 242 participants. Data analysis was conducted using a linear regression model. Results: It was determined that the adoption of digital wallets has a significant and positive influence on financial inclusion (β = 1.938, p < 0.05); additionally, an optimal degree of determination was observed (R2 = 99 %). Regarding the dimensions of financial inclusion, a significant and positive influence of digital wallet adoption was also found (p < 0.05). Conclusion: The adoption of digital wallets has a significant...