This research seeks to answer the question of whether factoring should be used in the financial management of Micro and Small Enterprises (MYPES) in the Chocope district of the province of Ascope, as entrepreneurs of these companies undertake large Financing that allows them to obtain the immediate cash in the short term and meet their obligations and at the same time improve the performance of their financial management and therefore continue with the business in progress, so the objective of this study is to demonstrate the influence that would have The correct application of factoring for the financial management of the above-mentioned MYPES, taking into account whether they actually use factoring through a survey carried out on the sample under study, also considering the conditions, requirements, rates, etc. With a view to highlighting the importance of this factoring especially to ...