Access to the labor market is becoming more and more competitive for young people who are studying technical careers, a situation that generates job expectations. In the same way, professional development is linked to the use and level of importance with which financial products are valued, both essential issues for the development of individuals in every society, likewise there is no evidence of studies at the local level that address the issue, for which an investigation is proposed with the objective of analyzing the labor expectation and the use of financial products in the Institute of Higher Education, developing a quantitative, descriptive study and non-experimental cross-sectional design, with the participation of 177 students from the Joaquín Reátegui Medina - Nauta Public Higher Technological Institute, identifying that there are high positive indicators on job expectations i...