Cultura financiera y su incidencia en la bancarización en el Perú en el periodo 2006 – 2016

• Autor: Ruiz Cusquiciban, Andreas Yvan
• Formato: tesis de maestría
• Fecha de Publicación: 2019
• Institución: Universidad Nacional de Trujillo
• Repositorio: UNITRU-Tesis
• Lenguaje: español
• OAI Identifier: oai:dspace.unitru.edu.pe:20.500.14414/12868
• Enlace del recurso: https://hdl.handle.net/20.500.14414/12868
• Nivel de acceso: acceso abierto
• Materia: Investigación; Periodo de análisis; Bancarización; Financiera

Abstract The main objective of this research work is to determine how the financial culture affects banking in Peru. The population considered for this study is composed of the banking companies that make up the financial system and as a sample, it is taken in the same way to all banking companies. The type of research carried out was basic and its design was descriptive, not experimental of longitudinal cut; being the technique used the documentary analysis and its instrument, the data collection; the same one that was supported by electronic, physical and conversational media. The research begins looking to properly determine the concepts to be used; In addition, a period of analysis is defined, which considers a certain flexibility in its limits; then it points to the use of a qualitative independent variable and a quantitative dependent variable; in the final part a favorable incidence is shown, which has allowed to show an extension of the dependent variable. All mentioned has been executed with the constant use of the inductive, historical and statistical methods. The results of the work carried out indicate the existence of two concepts on banking, being the one related to access to the system, the one used for this work; In addition, it is evident that financial culture, financial education and financial inclusion have a relation of belonging and concurrence in their conception and use; finally the figures on financial inclusion in Peru show an outstanding performance, placing our country as one of the most praiseworthy in the region.