Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises

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The main objective of this study is to determine if there is a dependency association between the characteristics of micro, small and medium-sized companies - MSME, in terms of size, seniority, level of education of their managers and their gender, and the taking of credit drop by drop. An investiga...

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Detalles Bibliográficos
Autores: Barrera Lievano, Jhony Alexander, Mendez Ortiz, Edwin, Parra Ramirez, Sandra
Formato: artículo
Fecha de Publicación:2022
Institución:Universidad del Pacífico
Repositorio:Revistas - Universidad del Pacífico
Lenguaje:español
inglés
OAI Identifier:oai:ojs.revistas.up.edu.pe:article/1408
Enlace del recurso:https://revistas.up.edu.pe/index.php/apuntes/article/view/1408
Nivel de acceso:acceso abierto
Materia:Correlation
Formal credit
Informal credit
Company
Financing
Correlación
Crédito formal
Crédito informal
Empresa
Financiación
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spelling Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprisesAsociación de dependencia de factores determinantes de acceso al crédito «gota a gota» en micro, pequeñas y medianas empresasBarrera Lievano, Jhony AlexanderMendez Ortiz, EdwinParra Ramirez, SandraCorrelationFormal creditInformal creditCompanyFinancingCorrelaciónCrédito formalCrédito informalEmpresaFinanciaciónThe main objective of this study is to determine if there is a dependency association between the characteristics of micro, small and medium-sized companies - MSME, in terms of size, seniority, level of education of their managers and their gender, and the taking of credit drop by drop. An investigation is developed with quantitative methodology and the population under study is taken as MSME of a capital city of Latin America. As the main findings, it is identified that there is a dependency association between the variables of company size, company age, level of education of the manager, and take credit drop by drop.El objetivo principal de este estudio es determinar si existe aso­ciación de dependencia entre las características que presentan las micro-, pequeñas y medianas empresas (Mipyme) en cuanto a tamaño, antigüedad, grado de escolaridad de sus gerentes y género, y la toma de crédito «gota a gota». Se desarrolla una investigación con metodología cuantitativa, se toma como población objeto de estudio a Mipyme de la ciudad de Bogotá (Colombia). Como hallazgos, se identifica que existe asociación de depen­dencia entre las variables de tamaño de la empresa, antigüedad de la empresa, grado de escolaridad del gerente y toma de crédito «gota a gota».Universidad del Pacífico2022-05-16info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdftext/htmlapplication/pdfhttps://revistas.up.edu.pe/index.php/apuntes/article/view/1408Apuntes. Social Sciences Journal; Vol. 49 No. 91 (2022): Apuntes 91Apuntes. Revista de ciencias sociales; Vol. 49 Núm. 91 (2022): Apuntes 912223-17570252-1865reponame:Revistas - Universidad del Pacíficoinstname:Universidad del Pacíficoinstacron:UPspaenghttps://revistas.up.edu.pe/index.php/apuntes/article/view/1408/1591https://revistas.up.edu.pe/index.php/apuntes/article/view/1408/1806https://revistas.up.edu.pe/index.php/apuntes/article/view/1408/1632Derechos de autor 2022 Jhony Alexander Barrera Lievano, Edwin Mendez Ortiz, Sandra Parra Ramirezhttp://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessoai:ojs.revistas.up.edu.pe:article/14082025-06-19T17:10:30Z
dc.title.none.fl_str_mv Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
Asociación de dependencia de factores determinantes de acceso al crédito «gota a gota» en micro, pequeñas y medianas empresas
title Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
spellingShingle Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
Barrera Lievano, Jhony Alexander
Correlation
Formal credit
Informal credit
Company
Financing
Correlación
Crédito formal
Crédito informal
Empresa
Financiación
title_short Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
title_full Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
title_fullStr Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
title_full_unstemmed Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
title_sort Dependency association of determinants of uptake of loans «drop by drop» in micro, small and medium enterprises
dc.creator.none.fl_str_mv Barrera Lievano, Jhony Alexander
Mendez Ortiz, Edwin
Parra Ramirez, Sandra
author Barrera Lievano, Jhony Alexander
author_facet Barrera Lievano, Jhony Alexander
Mendez Ortiz, Edwin
Parra Ramirez, Sandra
author_role author
author2 Mendez Ortiz, Edwin
Parra Ramirez, Sandra
author2_role author
author
dc.subject.none.fl_str_mv Correlation
Formal credit
Informal credit
Company
Financing
Correlación
Crédito formal
Crédito informal
Empresa
Financiación
topic Correlation
Formal credit
Informal credit
Company
Financing
Correlación
Crédito formal
Crédito informal
Empresa
Financiación
description The main objective of this study is to determine if there is a dependency association between the characteristics of micro, small and medium-sized companies - MSME, in terms of size, seniority, level of education of their managers and their gender, and the taking of credit drop by drop. An investigation is developed with quantitative methodology and the population under study is taken as MSME of a capital city of Latin America. As the main findings, it is identified that there is a dependency association between the variables of company size, company age, level of education of the manager, and take credit drop by drop.
publishDate 2022
dc.date.none.fl_str_mv 2022-05-16
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv https://revistas.up.edu.pe/index.php/apuntes/article/view/1408
url https://revistas.up.edu.pe/index.php/apuntes/article/view/1408
dc.language.none.fl_str_mv spa
eng
language spa
eng
dc.relation.none.fl_str_mv https://revistas.up.edu.pe/index.php/apuntes/article/view/1408/1591
https://revistas.up.edu.pe/index.php/apuntes/article/view/1408/1806
https://revistas.up.edu.pe/index.php/apuntes/article/view/1408/1632
dc.rights.none.fl_str_mv Derechos de autor 2022 Jhony Alexander Barrera Lievano, Edwin Mendez Ortiz, Sandra Parra Ramirez
http://creativecommons.org/licenses/by/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Derechos de autor 2022 Jhony Alexander Barrera Lievano, Edwin Mendez Ortiz, Sandra Parra Ramirez
http://creativecommons.org/licenses/by/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
text/html
application/pdf
dc.publisher.none.fl_str_mv Universidad del Pacífico
publisher.none.fl_str_mv Universidad del Pacífico
dc.source.none.fl_str_mv Apuntes. Social Sciences Journal; Vol. 49 No. 91 (2022): Apuntes 91
Apuntes. Revista de ciencias sociales; Vol. 49 Núm. 91 (2022): Apuntes 91
2223-1757
0252-1865
reponame:Revistas - Universidad del Pacífico
instname:Universidad del Pacífico
instacron:UP
instname_str Universidad del Pacífico
instacron_str UP
institution UP
reponame_str Revistas - Universidad del Pacífico
collection Revistas - Universidad del Pacífico
repository.name.fl_str_mv
repository.mail.fl_str_mv
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