The relevance of micro-credit for micro-enterprises in Huaycan

• Autor: Vildoso Chirinos, Abelardo
• Formato: artículo
• Fecha de Publicación: 2018
• Institución: Universidad Nacional Mayor de San Marcos
• Repositorio: Revistas - Universidad Nacional Mayor de San Marcos
• Lenguaje: español
• OAI Identifier: oai:revistasinvestigacion.unmsm.edu.pe:article/14230
• Enlace del recurso: https://revistasinvestigacion.unmsm.edu.pe/index.php/sociales/article/view/14230
• Nivel de acceso: acceso abierto
• Materia: microempresa; microcrédito; política social; inclusión económica; economía informal; Huaycán; Microenterprise; microcredit; social policy; economic inclusion; informal economy; Huaycan

This paper analyzes the growing use of microcredit by microentrepreneurs in the Huaycán Community (Ate, Lima), where there has been a gradual expansion of microfinance institutions. Access to this credit is key to finance the raw materials needed for their work and has been incorporated into their imaginary as a key means to develop their economy. However, state action is still limited to promote it, leaving the initiative in the private sector and neglecting the responsibility to promote the economic inclusion of microenterprises and the so-called informal sector.