Tamaño de empresa y acceso al crédito a través del sistema financiero en Perú

• Autores: Yancari Cueva, Johanna, Mamani Cárdenas, Álvaro, Salgado Llanos, Laleska
• Formato: artículo
• Fecha de Publicación: 2022
• Institución: Universidad Nacional Mayor de San Marcos
• Repositorio: Revistas - Universidad Nacional Mayor de San Marcos
• Lenguaje: español
• OAI Identifier: oai:ojs.csi.unmsm:article/22866
• Enlace del recurso: https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/22866
• Nivel de acceso: acceso abierto
• Materia: access; use; indebtedness; company; workers; acceso; uso; endeudamiento; empresa; trabajadores

Objective: To determine if the size of the company, measured by its number of workers, explains the access to credit through companies in the financial system in Peru. Method: A Logit model was used to estimate the probability of access to credit for companies in the financial system. Results: The number of workers in a company has a positive and statistically significant effect on the access to credit in the financial system. Additionally, characteristics such as the geographical location, gender, and years of education of the company's boss, have an impact on this event. Conclusion: Companies with fewer workers have a lower probability of accessing credit through companies in the financial system.