Family savings diversification in the financial system in Peru

Descripción del Articulo

The monetary savings resulting from a family effort to preserve and increase in yields as achieving greater availability of funds in the future. For money to grow in value, performance, measured by the effective annual interest rate must be higher than inflation; in addition, the risk can be control...

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Detalles Bibliográficos
Autor: Santos Jiménez, Néstor
Formato: artículo
Fecha de Publicación:2011
Institución:Universidad Nacional Mayor de San Marcos
Repositorio:Revistas - Universidad Nacional Mayor de San Marcos
Lenguaje:español
OAI Identifier:oai:ojs.csi.unmsm:article/6227
Enlace del recurso:https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/6227
Nivel de acceso:acceso abierto
Materia:savings
performance
risk
diversification
inflation
ahorro
rendimiento
riesgo
diversificación
inflación.
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spelling Family savings diversification in the financial system in PeruDiversificación del ahorro familiar en el sistema financiero peruanoSantos Jiménez, Néstorsavingsperformanceriskdiversificationinflationahorrorendimientoriesgodiversificacióninflación.The monetary savings resulting from a family effort to preserve and increase in yields as achieving greater availability of funds in the future. For money to grow in value, performance, measured by the effective annual interest rate must be higher than inflation; in addition, the risk can be controlled by saving decisions according to the options offered by the peruvian financial institutions authorized. The information analyzed for the years 2009 and 2010, confirms that interest rates in the local market depending on the amount of money, the term of the deposit, and the status and prospects of the bank.El ahorro monetario resultante del esfuerzo de una familia debe conservarse e incrementarse con rendimientos que permitan contar con mayor disponibilidad de fondos en el futuro. Para que el dinero aumente de valor, su rendimiento, medido por la tasa de interés anual efectiva, debe ser superior a la inflación; además, el riesgo puede controlarse adoptando decisiones de ahorro según las alternativas que ofrecen las entidades financieras peruanas autorizadas. La información analizada de los años 2009 y 2010, confirma que las tasas de interés del mercado local dependen del monto del dinero, el plazo del depósito, y la situación y perspectivas de la entidad financiera.Facultad de Ingeniería Industrial, Universidad Nacional Mayor de San Marcos2011-12-30info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/622710.15381/idata.v14i2.6227Industrial Data; Vol. 14 No. 2 (2011); 073-081Industrial Data; Vol. 14 Núm. 2 (2011); 073-0811810-99931560-9146reponame:Revistas - Universidad Nacional Mayor de San Marcosinstname:Universidad Nacional Mayor de San Marcosinstacron:UNMSMspahttps://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/6227/5432Derechos de autor 2011 Néstor Santos Jiménezhttps://creativecommons.org/licenses/by-nc-sa/4.0info:eu-repo/semantics/openAccessoai:ojs.csi.unmsm:article/62272021-07-14T10:15:58Z
dc.title.none.fl_str_mv Family savings diversification in the financial system in Peru
Diversificación del ahorro familiar en el sistema financiero peruano
title Family savings diversification in the financial system in Peru
spellingShingle Family savings diversification in the financial system in Peru
Santos Jiménez, Néstor
savings
performance
risk
diversification
inflation
ahorro
rendimiento
riesgo
diversificación
inflación.
title_short Family savings diversification in the financial system in Peru
title_full Family savings diversification in the financial system in Peru
title_fullStr Family savings diversification in the financial system in Peru
title_full_unstemmed Family savings diversification in the financial system in Peru
title_sort Family savings diversification in the financial system in Peru
dc.creator.none.fl_str_mv Santos Jiménez, Néstor
author Santos Jiménez, Néstor
author_facet Santos Jiménez, Néstor
author_role author
dc.subject.none.fl_str_mv savings
performance
risk
diversification
inflation
ahorro
rendimiento
riesgo
diversificación
inflación.
topic savings
performance
risk
diversification
inflation
ahorro
rendimiento
riesgo
diversificación
inflación.
description The monetary savings resulting from a family effort to preserve and increase in yields as achieving greater availability of funds in the future. For money to grow in value, performance, measured by the effective annual interest rate must be higher than inflation; in addition, the risk can be controlled by saving decisions according to the options offered by the peruvian financial institutions authorized. The information analyzed for the years 2009 and 2010, confirms that interest rates in the local market depending on the amount of money, the term of the deposit, and the status and prospects of the bank.
publishDate 2011
dc.date.none.fl_str_mv 2011-12-30
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/6227
10.15381/idata.v14i2.6227
url https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/6227
identifier_str_mv 10.15381/idata.v14i2.6227
dc.language.none.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://revistasinvestigacion.unmsm.edu.pe/index.php/idata/article/view/6227/5432
dc.rights.none.fl_str_mv Derechos de autor 2011 Néstor Santos Jiménez
https://creativecommons.org/licenses/by-nc-sa/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Derechos de autor 2011 Néstor Santos Jiménez
https://creativecommons.org/licenses/by-nc-sa/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Facultad de Ingeniería Industrial, Universidad Nacional Mayor de San Marcos
publisher.none.fl_str_mv Facultad de Ingeniería Industrial, Universidad Nacional Mayor de San Marcos
dc.source.none.fl_str_mv Industrial Data; Vol. 14 No. 2 (2011); 073-081
Industrial Data; Vol. 14 Núm. 2 (2011); 073-081
1810-9993
1560-9146
reponame:Revistas - Universidad Nacional Mayor de San Marcos
instname:Universidad Nacional Mayor de San Marcos
instacron:UNMSM
instname_str Universidad Nacional Mayor de San Marcos
instacron_str UNMSM
institution UNMSM
reponame_str Revistas - Universidad Nacional Mayor de San Marcos
collection Revistas - Universidad Nacional Mayor de San Marcos
repository.name.fl_str_mv
repository.mail.fl_str_mv
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score 13.940932
Family savings diversification in the financial system in Peru
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