Consumer regulation against abusive clauses

Descripción del Articulo

In this paper, we address the existing consumer protection mechanisms against abusive clauses in consumer contracts adopted in line with or pursuant to general contracting laws. Although these contractual modalities currently reigning in the market have the advantage of establishing quick and effici...

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Detalles Bibliográficos
Autor: Rodríguez Chávez, Reyler Yulfo
Formato: artículo
Fecha de Publicación:2012
Institución:Poder Judicial del Perú
Repositorio:Revistas - Poder Judicial del Perú
Lenguaje:español
OAI Identifier:oai:revistas.pj.gob.pe:article/284
Enlace del recurso:https://revistas.pj.gob.pe/revista/index.php/ropj/article/view/284
Nivel de acceso:acceso abierto
Materia:Consumer
Protection
Abusive clause
Tutela
Consumidor
Cláusula abusiva
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spelling Consumer regulation against abusive clausesTutela del consumidor contra cláusulas abusivasRodríguez Chávez, Reyler YulfoConsumerProtectionAbusive clauseTutelaConsumidorCláusula abusivaIn this paper, we address the existing consumer protection mechanisms against abusive clauses in consumer contracts adopted in line with or pursuant to general contracting laws. Although these contractual modalities currently reigning in the market have the advantage of establishing quick and efficient legal relationships between suppliers and consumers, thereby reducing costs of transactions to a minimum (time, money and effort invested in entering into contracts in the market), they are contracts in which suppliers develop all of their financial power and their prevalence in the management of information, including abusive clauses in contracts that disturb the balance between the rights and obligations of consumers, thereby restricting, reducing or excluding their rights or increasing their contractual obligations and costs, in violation of the principle of good faith and contractual fairness. To counteract abusive clauses, a set of consumer protection measures have been implemented, ranging from the protection of private interests of directly wronged consumers to consumer representative associations, and even to the so-called self restraint of suppliers. The State has also implemented protection measures, grouped in controls of an administrative, legislative and judicial nature, aimed at protecting consumers by preventing or, if necessary, counteracting the harmful effects of abusive contractual terms in consumer contracts.En el presente trabajo se abordan los mecanismos de tutela del consumidor contra las cláusulas abusivas en los contratos de consumo que se hayan celebrado por adhesión o con arreglo a cláusulas generales de contratación. Estas modalidades contractuales imperantes en el mercado, si bien tienen la ventaja de establecer relaciones jurídicas patrimoniales entre proveedores y consumidores de manera rápida, eficiente y reduciendo al mínimo los costos de transacción (tiempo, dinero y esfuerzo que demanda contratar en el mercado), son contratos en los cuales el proveedor desarrolla todo su poder económico y su prevalencia en el manejo de la información, incluyendo en el contenido contractual cláusulas abusivas que desequilibran los derechos y obligaciones del consumidor, limitando, reduciendo o excluyendo sus derechos, o aumentando su obligaciones y cargas contractuales en contravención a la buena fe y el equilibrio contractual. Para hacer frente a las cláusulas abusivas, se han instituido un conjunto de mecanismos de tutela del consumidor, que van desde la tutela privada a cargo del consumidor directamente perjudicado o mediante asociaciones representativas de los consumidores e incluso mediante el llamado autocontrol a cargo de los propios proveedores; así como también se cuenta con mecanismos de tutela estatales agrupados en controles de tipo administrativo, legislativo y judicial. La finalidad de todos estos mecanismos de tutela es la de proteger al consumidor previniendo o, en su caso, contrarrestando los efectos perjudiciales que las cláusulas abusivas causen en el contrato de consumo.Poder Judicial del Perú2012-11-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://revistas.pj.gob.pe/revista/index.php/ropj/article/view/28410.35292/ropj.v7i8/9.284Revista Oficial del Poder Judicial; Vol 7 No 8/9 (2012); 245-289Revista Oficial del Poder Judicial; Vol. 7 Núm. 8/9 (2012); 245-289Revista Oficial del Poder Judicial; v. 7 n. 8/9 (2012); 245-2892663-91301997-668210.35292/ropj.v7i8/9reponame:Revistas - Poder Judicial del Perúinstname:Poder Judicial del Perúinstacron:PJspahttps://revistas.pj.gob.pe/revista/index.php/ropj/article/view/284/334Derechos de autor 2012 Reyler Yulfo Rodríguez Chávezhttps://creativecommons.org/licenses/by/4.0info:eu-repo/semantics/openAccessoai:revistas.pj.gob.pe:article/2842021-12-12T16:48:57Z
dc.title.none.fl_str_mv Consumer regulation against abusive clauses
Tutela del consumidor contra cláusulas abusivas
title Consumer regulation against abusive clauses
spellingShingle Consumer regulation against abusive clauses
Rodríguez Chávez, Reyler Yulfo
Consumer
Protection
Abusive clause
Tutela
Consumidor
Cláusula abusiva
title_short Consumer regulation against abusive clauses
title_full Consumer regulation against abusive clauses
title_fullStr Consumer regulation against abusive clauses
title_full_unstemmed Consumer regulation against abusive clauses
title_sort Consumer regulation against abusive clauses
dc.creator.none.fl_str_mv Rodríguez Chávez, Reyler Yulfo
author Rodríguez Chávez, Reyler Yulfo
author_facet Rodríguez Chávez, Reyler Yulfo
author_role author
dc.subject.none.fl_str_mv Consumer
Protection
Abusive clause
Tutela
Consumidor
Cláusula abusiva
topic Consumer
Protection
Abusive clause
Tutela
Consumidor
Cláusula abusiva
description In this paper, we address the existing consumer protection mechanisms against abusive clauses in consumer contracts adopted in line with or pursuant to general contracting laws. Although these contractual modalities currently reigning in the market have the advantage of establishing quick and efficient legal relationships between suppliers and consumers, thereby reducing costs of transactions to a minimum (time, money and effort invested in entering into contracts in the market), they are contracts in which suppliers develop all of their financial power and their prevalence in the management of information, including abusive clauses in contracts that disturb the balance between the rights and obligations of consumers, thereby restricting, reducing or excluding their rights or increasing their contractual obligations and costs, in violation of the principle of good faith and contractual fairness. To counteract abusive clauses, a set of consumer protection measures have been implemented, ranging from the protection of private interests of directly wronged consumers to consumer representative associations, and even to the so-called self restraint of suppliers. The State has also implemented protection measures, grouped in controls of an administrative, legislative and judicial nature, aimed at protecting consumers by preventing or, if necessary, counteracting the harmful effects of abusive contractual terms in consumer contracts.
publishDate 2012
dc.date.none.fl_str_mv 2012-11-01
dc.type.none.fl_str_mv info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
format article
status_str publishedVersion
dc.identifier.none.fl_str_mv https://revistas.pj.gob.pe/revista/index.php/ropj/article/view/284
10.35292/ropj.v7i8/9.284
url https://revistas.pj.gob.pe/revista/index.php/ropj/article/view/284
identifier_str_mv 10.35292/ropj.v7i8/9.284
dc.language.none.fl_str_mv spa
language spa
dc.relation.none.fl_str_mv https://revistas.pj.gob.pe/revista/index.php/ropj/article/view/284/334
dc.rights.none.fl_str_mv Derechos de autor 2012 Reyler Yulfo Rodríguez Chávez
https://creativecommons.org/licenses/by/4.0
info:eu-repo/semantics/openAccess
rights_invalid_str_mv Derechos de autor 2012 Reyler Yulfo Rodríguez Chávez
https://creativecommons.org/licenses/by/4.0
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Poder Judicial del Perú
publisher.none.fl_str_mv Poder Judicial del Perú
dc.source.none.fl_str_mv Revista Oficial del Poder Judicial; Vol 7 No 8/9 (2012); 245-289
Revista Oficial del Poder Judicial; Vol. 7 Núm. 8/9 (2012); 245-289
Revista Oficial del Poder Judicial; v. 7 n. 8/9 (2012); 245-289
2663-9130
1997-6682
10.35292/ropj.v7i8/9
reponame:Revistas - Poder Judicial del Perú
instname:Poder Judicial del Perú
instacron:PJ
instname_str Poder Judicial del Perú
instacron_str PJ
institution PJ
reponame_str Revistas - Poder Judicial del Perú
collection Revistas - Poder Judicial del Perú
repository.name.fl_str_mv
repository.mail.fl_str_mv
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